Living on your own.

Suarez

London_Town wrote: »

Also, I don't have a tumble dryer and use a dehumdifier to dry my clothes instead.)

Does it work out cheaper?

We have been drying clothes on the radiators and noticed a lot of condensation on some windows and black damp appearing. We open our windows as much as we can but im thinking a dehumidifier would help us..?

quatrofromageo

spergee101 wrote: »

Or should I rent instead?

Considering the rent rates right now, mortgage is definitely a better alternaitve.

Also, you're saving a good deal of that money in the long term.
Okay, it's 'invested' in your property, but it means you can move up the ladder when the time's right.

My girlfriend is moving in in April for example. Life is going to be so much easier now after I struggled to pay a mortgage by myself for 3 years.

Janey1968

2 bed garden flat in the South
Water 22.37
TV Licence 12.12
Home Ins 6.07
Council Tax 86
Gas Leccy - approx 40 per month
TV/Broadband/Phone approx 60 per month
Buildings Ins/service charge approx 100 per month
I also budget 200 per month for food/travel/going out etc.

London_Town

Suarez wrote: »

Does it work out cheaper?

We have been drying clothes on the radiators and noticed a lot of condensation on some windows and black damp appearing. We open our windows as much as we can but im thinking a dehumidifier would help us..?

Hi Suarez, I believe it does work out cheaper. Anything that uses heat to the extent a tumble dryer does is going to be expensive on energy.

A dehumidifier works by extracting the moisture from the air and collecting it in a tank. I can dry a load of washing, including heavy things like jeans or towelling dressing gowns in 48 hours with my dehumidifier. I put it all on clothes racks in the spare room, put the dehumidifier on the "dry" setting and close the door. It makes my life so much easier.

I imagine a dehumidifier may well help you. Either way I wouldn't advise you to dry clothes on radiators as it releases so much water vapour, it can lead to mould in your home. Also, it's bad for the central heating as it has to work so much harder to reach the thermostats designated temperature.

Sometimes I'll move the dehumidifier downstairs if I've been cooking or have had visitors over. Its not ideal to open windows when its cold and you don't want to lose the heat you're paying so much to produce. The dehumidifier will solve that problem as well as drying your clothes. It is truly amazing how much water they can extract and quite shocking to think that this water vapour was floating round your house!

I honestly can't recommend them enough, I wouldn't be without mine now.

Sorry - we've gone a bit off topic!

mickaveli2001

I can help you right now...

Avoid the TV licence, it is not required, and easily removed if you know how. Above all else - Legally!!!!

mickaveli2001

spergee101 wrote: »

I have a decent sized deposit on a house for £75000 in Birmingham. A rough mortgage monthly payment for me would be about £290.
What would be average living costs for a two bedroom house or what do you pay on where you live?
Please include:
Electricity Costs
Gas Costs
Council Tax
Buildings insurance
Food and [STRIKE]alcohol[/STRIKE]
[STRIKE]TV licence[/STRIKE]
Anything else you can think of?

Energy (dual fuel) would cost around £70 a month - less if you're out all day, and only live yourself (around £60)

Building & CONTENTS insurance would set you back around £15 a month, and food around £50 a week depending on what you eat. I know people who can live on £20 a week food. Fruit/Veg (£8) cereal (£2) milk/bread (£3) and a a large pork joint for around £6-7. It's about shopping smart, and not paying £4 for a cheap little microwavable meal. Learn to cook. This can save you money!!!!

Alcohol.... Buy an 8 pack once a month as a treat

Scrap the TV licence

Council Tax may be reduced for single occupancy

BoracicLint

mickaveli2001 wrote: »

I can help you right now...

Avoid the TV licence, it is not required, and easily removed if you know how. Above all else - Legally!!!!

I assume you are talking about discarding all their correspondence and refusing access to their 'Salesmen'. It's legal, but not exactly moral if you are in fact watching/recording TV as it is being shown live...

mickaveli2001

BoracicLint wrote: »

I assume you are talking about discarding all their correspondence and refusing access to their 'Salesmen'. It's legal, but not exactly moral if you are in fact watching/recording TV as it is being shown live...

That is correct. Many people need to be aware of this and save £145 a year. It isn't a huge saving but it is around £10 a month which can help the poorest of our society forced into paying for something they may not use, need or even want

PollyOnAMission

2 bed semi (lodger in spare room) in the East Midlands.

Bills work out to roughly these amounts monthly (these are total amounts, not split per person):

£17 Buildings and contents insurance
£12 TV License
£105 Council Tax (Band
£90 Gas and Electric
£18 Broadband and Home Phone
£32 Water (not metered)

Total: £274 per month

HappyMJ

BoracicLint wrote: »

I assume you are talking about discarding all their correspondence and refusing access to their 'Salesmen'. It's legal, but not exactly moral if you are in fact watching/recording TV as it is being shown live...

Perfectly moral if you aren't watching telly live. Watched recorded programs from BBC iPlayer or any other online source does not require a licence. As internet is a money saving tool it can also be used to watch some programs after they have aired. It's only a short delay. Using a recording device on the property isn't permitted.