Public liability insurance

nikonpro

I am planning to do some part time work as a photographer ..
I would be working at various clients addresses and would not have my own studio or business premises..
I am guessing I should have public liability insurance in case I do damage in someones home ??
I tried a couple of the comparison websites and they seem to assume that I am working from premises of my own ...
I will be ONLY working mobile at numerous locations ..
Can anyone recommend a suitable insurer or perhaps even point out any pitfalls I may not have thought of

Thank you

phill99

I work from hoime like you and have mine with Direct Line. Far cheaper than anyone else. If they can't help, you will need to find a local broker and explain your situation to them - they will know the insurers that are suitable.

Sally_A

Rather than just go for the cheapest, look at specialist liability contracts too.

http://www.hiscoxusa.com/small-business-insurance/professional-business-insurance/photographers-insurance/

Rule 1 - is think of your worst nightmare in what can go wrong, how much it would cost, can you insure against it.

Edit: Eek, sorry the above is USA link, Hiscox do stuff in the UK too, but am having trouble finding a link.