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Hi everyone,

Due to ill-health, I have stupidly got myself into a lot of debt. :(
I have been on the step change website to find out my options, they suggested a Debt Relief Order as the main "answer" to my problems.

However, I have also looked into a debt management plan, and I am not sure which is the best option for me?

The main issue being that I am renting, and would be looking to possibly move in May, but obviously agencies do credit checks (v difficult to find a private LL in my area) so I'm worried I'd automatically fail as the DRO would show as it's a "public" record.

What are people's experiences of the two please?

Thank you in advance for any help, I really do appreciate it.


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