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Friday 30th November - What small DFW things will you do today?
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Morning everyone. Not posted on a daily thread before, but thought I would share my money saving event of the day.
This morning I discovered that my fridge had stopped working. I went shopping last night so was gutted.
My first thought was to get online and hunt for a bargain.
Then my second thought was, how am I going to pay for it???:eek:
So I decided that as we have outside secure storage attached to the house (like an brick lean to, I suppose), and that there will be frost on the ground for a good few days, I would use it to store the food.
I have put in a set of plastic storage drawers that were not being used and lined each drawer with plastic bags and put the food in. So I have a really good make-shift fridge and a bit more time to find the money.:)🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid0 -
Good Morning my lovelies
ally - Thanks for starting us off and a massive thank you for all your hints, tips and links :T
Hi to all the regulars and welcome to any lurkers and newbies :wave:, you've joined a FAB supportive thread.
Todays little list
Check Banks - Done
Check swapits - Done
Check Postcode on www.freepostcodelottery.com - Done
Work (11.30-1.30) - Done (2.15 finish- Fridays are always busier)
Return Library Book & Collect more - Done, saving me a fortune
Wait in for person to collect items sold via FB - Done, £50 for little ones bank
General Tidy round - Done
More photos in albums/frames -
Meals from stores - Done
Make "Snowmen Soup" gifts -
Update Christmas List and see whats left to get -
Chase up work for password so I can access my payslip -
Bake -
Investigate selling knitting mags & books for mum -
Update Food Tracker - in progress (35lb, so far)
Comps -
Read - in progress
Knit -
Hope you have a great day, love to you all :A
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Thanks to ALLY for the info about hobby craft discount voucher. Went and got the paper and will use it on sunday:T.
I have been around the house turning all the lights off.
I have burned old paperwork and kept warm in the process
I have sorted through my cleaning and toiletries supply so I dont keep buying when we dont need it.
I have tidied pantry and check what we have
STILL TO DO TODAY;
Go through freezer and meal plan for the week
Put fleece blankets under sheets on kids beds to make them more snuggly in the cold weather
Search the house for wire coathanger so I can start to make my holly wreath.
Make some hot bean bags that you put in microwave.🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid0 -
HI everyone,
Thanks for starting us Ally.
I'm not in the best of moods today as having a horrible day at work so will try not to grumble on here too much, poor DH has already had me ranting at him!
Today I have/will:-- Made use of free water & milk at work
- Staying in for my lunchbreak to avoid spending
- Leftovers for lunch
- Food from stores
- Dinner from meal plan - Turkey stir fry
- Charged phone at work
- Heating off as long as possible, lots of layers are the way forward
- Daily clicks etc on Sw@gbucks
- Log calories using free app
- Check online banking & work out what we can pay towards the evil CC B
- Surveys
- Declutter & flylady
- Check for new mystery shopping opportunities
- Enter some comps
- Sort out items to return to New L00k - been meaning to do this all week!!
- Sort out a few more car boot sale related things - borrowing a clothes rail frm a work colleague :j
- Go to second job tonight
- DH hopefully doing a little more overtime tonight
- Stay motivated
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
~Buy today's Sun newspaper - 40p- for free Iceland party food voucher. [/COLOR][/COLOR]TV Bizz Page 4 - Coupon for Pack Of 16 Mini Chocolate Eclairs. Must be redeemed today. "Each voucher entitles the holder to one free product, as specified each day for one day only. Offer is limited to one free product per person." (Link.) Thanks Nudge for this offer.
~Daily Express -50p- is doing 25% Off Everything at Hobbycraft. Valid Instore Only until 2nd December. Page 47.
The hobbycraft voucher is also in the sun (page 83 of the Scottish sun). Might save 50p if you're buying this paper anywayOfficial DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j0 -
Good afternoon everyone.
Today I:-
Checked banking - it looks great!! Got some OT AND a wage rise (£17p/m but that covers one of my DD so can't complain lol)
Made PAD
Packed lunch for DS1
DS 2 had hospital today so a very low spend day (although he did get 2 comics out it)
Got quote from roofer - half what I expected so very, very pleased
Called home insurance via saynoto0870 to query renewal
Called car insurance via saynoto0870 to check they'd received proof of NCD
Collect money from PayPal for all my eBay sales (£115). Well chuffed!
Use imagination for dinner as oven is still out of use
Withdrew money to do me for the next week. I want to make sure I can stay on top of my random spending this month
That's all for now. Have a lovely Friday everyoneOfficial DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j0 -
~Work out a way of saving £10 cos my OH has accidentally overspent on her mobile phone budget by £10. Bless her! :mad:
You & OH have my sympathies!
You should've seen my bill last month :eek: - first time I've ever gone over my limits & down to being in hospital and using it a lot as I was bored:o
It won't ever happen again as I really did get the shock of my life and had no idea how much I paid per minute over my allowance:oheadoutthesand wrote: »I want to make sure I can stay on top of my random spending this month
I'm going to try this too - have started the Weekly Spend Challenge again in the past couple of weeks which seems to be helping!:)
I'm going to (when I can get out to do it!) withdraw £50 cash for Misc spends in December - £10 per week and an extra £10 for emergencies.
This will be a total learning curve for me as I am absolutely useless with cashso we'll have to see how it goes!
Anything left out the £10 each week will be going to the Bus Fund as I'm getting a bit worried about this - especially as it's got so cold the last few days & I've seen a few predictions that January's supposed to be horrible!:eek:Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
hi every one
ian home from the shift from hell god it was hard glad to be home
ive been bad we had a chip shop tea it was good
so today
check banking#
sleep
wash on
sleep
better go get to bed lol xxxxxxxlppxxxxxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Just to add:
~Found a lampshade for the hall for 50p in Homebase damaged section.
~Defrosting old freezer so we can sell it on Gumtree.
~Found things in the long grass of back garden of new house! Found two nice wrought iron table supports we can use next Summer for an outdoor table. Also some flower pots. And a wrought iron parasol base which we have used to support a bird table.Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama0
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