We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help Please

Hello,

I recently wrote to my 4 credit card lenders (that are now all clear) to get the paperwork, to try an see if I had paid PPI on them.One of my lenders ws capital one, I used the letter template that was on martins site, but I have not had a response from any of them, and it has been over 12 days. Does anyone know what I can do now??

Please help

Thanks

Comments

  • dunstonh
    dunstonh Posts: 120,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    12 days is not long enough to wait.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you not have any old statements at all, the PPI would be on each statement that you received.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • -taff
    -taff Posts: 15,425 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you asked them for credit agreememnts on closed accouints, they probably never will respond, or if they do, it'll be in the negative.
    Non me fac calcitrare tuum culi
  • dunstonh wrote: »
    12 days is not long enough to wait.
    Hi I was just going off what the website said when you include a £1 cheque... am I getting it right? sorry i am not the best at these sort of things
  • dunstonh
    dunstonh Posts: 120,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    hopefull2 wrote: »
    Hi I was just going off what the website said when you include a £1 cheque... am I getting it right? sorry i am not the best at these sort of things

    If the accounts are still open then the £1 method is fine. If they are closed it is not. However, for a response, you have to give longer than 12 days.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.