Thursday 29th November - What small DFW things will you do today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

Hi everyone, I hope you're all ok

My list for today:
freeze bread roll from other day in my 'left over bread bag' so I can make breadcrumbs at a future date
melas from stores
wash bedlinen, dry over doors
list 10 things on e*bay - I WILL do this
Post 3 sold things from e*bay - didn't do this yesterday
Find present out of stash for a birthday party DD is going to on Sunday and wrap
Find an old cardboard box to put all charity shop items in, so I can just drop off and they don't have to unpack from my lovely re-useable plastic boxes
£co cashback has been paid £5.90 - transfer to wardrobe fund if it arrives - has been coming on day the send the e-mail recently
Pay utilities bill - move money from saved funds
Quality time with DH as he is off work today
Give birth - now that would be handy, particularly due to ^^, but, as we all know, not that simple :rotfl:

Have a great day everyone

usa1

£6.50 off a £20.00 Sainsburys Shop with various Money- Off-Coupons.
£10.00 sale on ebay, Local pick -up, so even better.

little_pink_purse

good morning

thanks for starting us jonno7

good luck with the giving birth bit lol

my list
work
work
work
iam away 26hrs with work so not much else to do

mr tooth/hole seem like its on the mend so fingers crossed better go get coffee then off to work xxxx

take care xxxxxlppxxxxx

ziggy2407

Good Morning my lovelies

jonno - Thanks for starting us off and hope "all" yur plans work out, lol:rotfl:

Hi to all the regulars and welcome to any lurkers and newbies :wave:, you've joined a FAB supportive thread.

Todays little list

Check Banks - Done
Check swapits - Done
Check Postcode on www.freepostcodelottery.com - Done
Work (11.30-1.30) - Done (2pm finish again)
General Tidy round - Done
Meals from stores - Done
Investigate selling knitting mags & books for mum -
Update Food Tracker - in progress (35lb, so far)
Comps -
Read - in progress
Knit -

Hope you have a great day, love to you all :A

C xx

mummybearx

Morning all!

Today I need to spend money :eek: Just need dog food and diluting juice. Will head to MrT's with their 25% off dog food deals :T
Swagbucks
Onepoll
Competition boards
Check cashback
Check banking (payday tomorrow woop!)
All food from stores
Free coffee and juice at work
DH is out tonight, so will maybe do some housework (maybe lol)
Might have tomorrow off work, need to double check my christmas list and get it all finished tomorrow
Make a start on making christmas decorations

Can't think of anything else atm,

Happy Thursday everyone!!

rising_from_the_ashes

Morning everyone thanks to Jonno for starting us off, hope you have a lovely day with DH & errrr things go to plan:)

It was bloomin' cold here this morning - nearly freaked that my 1st drive on mains roads in 7+ weeks was when it's icey! Only had Dinky 3-4 weeks before I got ill & was only just getting used to her being an automatic - have no idea how to stop in ice with no gears to slow down through:eek:

zepsgal wrote: »

Just need dog food and diluting juice. Will head to MrT's with their 25% off dog food deals :T

Does anyone know how long this lasts?

Honestly, just been & didn't realise there was 25% off - no bloomin' signs up by the pet food:mad:

Got 5 tins of the stuff the cats love (and only get for a treat now & then!) as it was 5 for £2, just noticed there's 25% (calculated on the full price) taken off my bill - so 5 for £1.28 :T which is fabby - would've bought loads more if I'd realised

List for today:

• Had bath
• Thermals on ..... heating off
• B / L / D from stores - Scrambled egg on toast for lunch & pork chop for dinner
  
• Don’t smoke
  
• Check online banking - not looking good - payday tomorrow
  
• Sort cats Done
  
• Tidy up Done
• Check spreadsheets up to date Playing with new spreadsheets:o
  
• Get to grips with S*buck
• Check cat food swap / sale site Got PM someone's sending me another one to try :T
  
• Check e*bay listings Still nada .....
  
• Knit DMs Christmas scarf .... running out of time!
  
• Try to have a walk

• Drs for blood tests, injection & flu jab Over & done with, thank goodness
• Find camping stove & put somewhere handy (for power cuts)
  
• Work to find solution to OD problem
• Thought of a couple of things that might e*bay - dig them out, take pics etc so ready when there's next a FLD Found something else:) Dug out box in garage & put it all in there so I can keep track of it
  
• Keep an eye on wee cat ..... still not 100% convinced. Fingers crossed, she's getting back to her normal grumpy self!:)
• Washing Mostly towels & yesterday's not yet dried
  
• Start searching online for Xmas pressies:eek:
• Hope 10% off voucher comes today so I can order dog & cats' food Still not arrived yet grrrrrr
• Hunt for 2013 calender to print off to mark household "to do" things on (eg dates cashback claims for mobile goes in etc) Oh - just saw this on another thread! http://www.calendarlabs.com/printable-calendar.php?template=tL1m Might be of use to someone
  

That's it for now - have a great day folks!:)

Pernicious

Hi everyone,

Thanks for starting us off Jonno, hope all goes to plan!
RFTA - Are the docs pleased with your progress now?

Today I have/will:-

• Made use of free water & milk at work
• Paid in a cheque & paid £70 off CCH on my lunchbreak & rushed back to work so I didn't "just have a look" in any shops & then spend loads!
• Food from stores
• Dinner from meal plan - Veg risotto
• Charged phone at work
• Heating off as long as possible, lots of layers are the way forward
• Daily clicks etc on [EMAIL="Sw@gbucks"]Sw@gbucks[/EMAIL]
• Log calories using free app
• Check online banking
• Surveys
• Declutter & flylady
• Check for new mystery shopping opportunities
• Enter some comps
• Sort out items to return to New L00k
• Pop to Mr T's straight after work for a big shop, saves petrol rather than going home & out again.
• Wash clothes on quick 15min wash & hang up to dry - going to hopefully sell them at the car boot sale on Sunday so need to make them fresh after lying around in boxes/bags for months
• Price up a few more items tonight.
• Stay motivated

Have a great, MSE day everyone x

rising_from_the_ashes

carrielovesfanta wrote: »

Read Martin's email :money: (have set a reminder on my phone to try and blag one of the radiator panels)

Did you get one Carrie?

Clicked the link, completed the details & submitted @ 15:00 (on the dot ....) and there was none left

I'm never lucky with anything like this.

rising_from_the_ashes

Pernicious wrote: »

RFTA - Are the docs pleased with your progress now?

Awww, thanks for asking Perni - I have OK days and not so OK days ..... GP & Registrar wanted me to go back into hosp last week (not on my "to do" list;)) but have so far managed to stay at home - waiting to see Consultant again, have next Infusion next week & a CT scan on the 18th ... a bit in limbo really .....

allydowd

headoutthesand wrote: »

Post eBay parcel (max postage I could charge was £4.50 but it cost me £9.95!!!)

I use this service instead of RoyalMail: Collect Plus from your local corner shop.

Martin has this useful page about parcel services too: Link

rising_from_the_ashes

allydowd wrote: »

I use this service instead of RoyalMail: Collect Plus from your local corner shop.

Martin has this useful page about parcel services too: Link

I've used this one recently after it was recommended by someone https://www.myhermes.co.uk/wps/portal/PN_CTR/Home/homepage/

Parcel was going to be £12.30 through RM but only £5.99 - that's a heck of a difference:eek:

There are drop off points but they also collect from your home address - fab if you're stuck in like me!