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Santander security - ?
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How does it work then? Just say to your bank these dds were not taken out by me and immediately get refunded?
Essentially yes. You just tell your bank or BS and you get your money back.
http://www.hmrc.gov.uk/howtopay/directdebit/guarantee.pdf
http://www.financial-ombudsman.org.uk/publications/ombudsman-news/27/27-directdebit-guarantee.htm0
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