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mature student financial advice please

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  • love_lifer
    love_lifer Posts: 743 Forumite
    thanks. im hopeful i'll get it all sorted one way or another
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    love_lifer wrote: »
    hello mark yes this has been mentioned before by a friend but it makes me a bit uneasy for a variety of reasons...i will bear your comments in mind

    How long ago did you do your first degree? I don't think you'd have problems if it's a long time ago and I speak from personal experience!
  • love_lifer
    love_lifer Posts: 743 Forumite
    started my last degree in 1987...what about you?
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    love_lifer wrote: »
    started my last degree in 1987...what about you?

    1975, when I was unmarried. Second time round 1996, married with new name!
  • love_lifer
    love_lifer Posts: 743 Forumite
    damn i knew there had to be some reason to get married...
    will go thru the app process monday and see how i get on
  • DrFluffy
    DrFluffy Posts: 2,549 Forumite
    kr15snw wrote: »
    But every lea is different. Best of luck though :)

    Unfortunately, every LEA is the same - they follow Government funding guidelines, which changed when the £3k pa top up fees came in, which removed the right of second degreers to claim a maintainence loan (save for students on 'vocational' courses).

    You could chose not to disclose - someone in a different year on my degree course did this (there first degree was awarded in 1986 ish IIRC). They got caught out part way through and had to pay it all back ASAP or face legal action...

    What I would recommend is pouring over the EGAS directory, or go into a careers library and use the 'funder finder' programme to see where you could get other financial help from. I secured £3k this year doing that - and every penny helps!
    April Grocery Challenge £81/£120
  • DrFluffy
    DrFluffy Posts: 2,549 Forumite
    mark1024 wrote: »
    Would the student loans company necessarily know anything about a degree from many years ago ?

    Yup - small chance your name will pop up in a spot audit. Happened to someone I know...
    April Grocery Challenge £81/£120
  • kr15snw
    kr15snw Posts: 2,264 Forumite
    Mark: They will know unfortunately. Someone on my course got caught out just before the application went through and played the 'oh I forgot, how silly of me card!' And it was ok as he hasnt recieved any money before
    Green and White Barmy Army!
  • Love Lifer -

    You may find this link useful, I did http://studentfinanceloangrantcalculator.direct.gov.uk/
    - although I'm starting my degree as a mature student in Sept and have different circumstances to yourself..... best of luck!
  • mark1024
    mark1024 Posts: 174 Forumite
    kr15snw wrote: »
    Mark: They will know unfortunately. Someone on my course got caught out

    Fair enough. I thought there might not be lea records passed across to SL Co. , but guess they are... Thanks
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