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We Are Decking the Halls with NSDs December Challenge
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Not one for me today - needed milk for workBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Got NSD #6 yesterday :j Trying to keep it up today - going on the milk run at work so need to avoid buying anything else in the shop (work pays for the milk)No more buying books Books in 2016 = 20.
Target for 2018 = 7/21
No more buying DVDs ? 2018 target 27/52
Sealed pot challenge member #17330 -
Wealth is what you're left with when all your money runs out0
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I've done it, I didn't spend anything yesterday, 10 NSD all together, so my target need to go up a little more, I'm going to go for another 10 days.
I did buy a stocking filler for my brother and my dad on Monday, this was the last present. I knew what I wanted to get them, a miniture bottle of wiskey each with a glass and coaster, they had been in Sainsbury's and I had purchased a babycham one for my mum and little wine version for my sister in law. There was an extra 25% off which made them even cheaper than I originally thought.
I have also had a few commisions for the hat from colleagues at work, so as well as using up my stash, I should be able to make back the cost of the these two presents.- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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Morning *shiver* sooo cold here today, no heating at work
I'm going to claim today as my NSD #6
Well done everyone - especially those into double figures :beer:
Technically I spent money yesterday on some frantic xmas do outfit shopping...but having tried them all on at home & not liking them they're ALL being returned today.
Glad I won't have spent anything, but still at a loss about my outfit
Tomorrow will be my big spend day as I'm off work & attempting to blitz my shopping!
Now I'm off to hug my coffee mug for warmth...Wondering how to have a life & not rack up more debts...0 -
Haven't been updating much as difficult to get online for long these days!
So, Saturday was NSD, Sunday was NSD and so was yesterday.
I believe that takes me to a total of 4 NSD's so far!!!!0 -
every one is doing really well with this challenge especially as it is in December.
I am really proud of you all, it's fantastic.- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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NSD 9 for me yesterday yay the halfway mark :j
FaeLBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
Paid 54%
3 months to go 13 weeks
DFD 28th August 20140 -
Good morning everyone! :wave:solventsoon wrote: »:j:j:jchris - NSD no 7 in the bag, you’re doing brilliantly, keep going
Thanks Spoon!And NSD number 8 was caught yesterday! :j
Have a good hump-day everyone and stay warm!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
NSD 4 for me please, so thats 3 in a row Yay!!!BC: £2000/£3800 S Loan 1: £4973.37/£7000 S Loan 2: £6884.13/£9000 Next:[STRIKE] £0/£280 [/STRIKE]OD: [STRIKE]£0/£500[/STRIKE]
Student OD: [STRIKE]£0/£2000[/STRIKE] Partner OD:[STRIKE]£0/£600[/STRIKE]Joint OD:[STRIKE]£0/£950[/STRIKE] Car: £9424/£9901 Mort: £77000/£79000
Total Debt exc mort£23281.15/£34,031 31% paid off
POAMAYC2013 £694.99/£10000 target £14112.50
NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts [STRIKE]9[/STRIKE] 40
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