which credit card to pay first

sistafromanothermista

I agree with CLAPTON.
Pay off the highest APR first as this is the one costing you the most ££ in interest!

Then the next highest and so on.....
Use a snowball calculator like
http://www.whatsthecost.com/snowball.aspx

This will put things into order.

unimaginative_user_name

Another vote for paying the minimum plus £1 on the lower APR cards and as much as possible on the card with the highest APR.

As a matter of interest do you have a current account with any of your credit card providers? This is probably only an issue if you are struggling to make minimum payments but Martin advises against having a current account with a bank you have a credit card with as they can take money from your account to pay your debt. That might be the only exception to the pay the highest APR recommendation.

Morgstar

thank you all for advice,

wish me luck the start of becoming debt free :j

unimaginative_user_name

Good luck!

Have you found the debt free wannabe board here? It's a very supportive community who give lots of support and advice to people trying to clear their debts.