Weekly Spend Challenge W/C 25th November 2012

edited 28 November 2012 at 10:42PM in Debt-free wannabe challenges
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EverTheOptimistEverTheOptimist Forumite
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Part of the Furniture 1,000 Posts Combo Breaker
edited 28 November 2012 at 10:42PM in Debt-free wannabe challenges
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 18th November 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £20 / RED
citizenkitten - £25
rising from the ashes - £15 / £4.49
abundant1972 - £35 / £16.20
Munchin - £50 / £46.16

Lottie1987 - £70
startingtogetoutof debt - £45
mandz1 - £40 / £32.42
mum2one - £30 / £10

DaveK1971 - £80
Casperthefriendlyghost - £10 / £3.55
shezam - £80
6penguins - £10
flyinggiraffe - £50
8hoovesarebetterthannone - £165 / £156.58
chris81418 - £70 / £59.89

W/C 25th November 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £10
rising from the ashes - £112
flyinggiraffe - £120
abundant1972 - £40
Munchin - £50
mandz1 - £40
Sabrina237 - £10
8hoovesarebetterthannone - £165
Casperthefriendlyghost - £10
stardrops42 - £10
Lucyv - £280
shezam - £50
chris81418 - £90
SPC 14 Target £200 /
Debt: £11850
«1345

Replies

  • rising_from_the_ashesrising_from_the_ashes Forumite
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    Morning everyone:D and thanks to ETO for the shiny new thread!:)

    Don't think I'll be going far today as it's absolutely horrid outside :( - still.... 1st NSD of the new week!

    Hope everyone has a good one:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • New Thread up and running, please let me know if i've missed anything/ anyone as i seem to have pregnancy brain going on at the mo. :D

    Have given myself a big fat red for last week as although i have pennies left in my purse i have used my card and my budgets are all mixed up and i've been buying groceries out of this budget and all sorts.

    This budget is now going to be a minimal amount for odds and sods. All other things i know i am doing will have a budget attached but will not be included here.

    So I am setting £10 for this week for all small miscellaneous type things.
    Am out for tea so will give myself £25 for that.
    And then payday on thurs/ fri.

    good luck everyone, have a good week.
    SPC 14 Target £200 /
    Debt: £11850
  • edited 25 November 2012 at 3:58PM
    Sabrina237Sabrina237 Forumite
    227 Posts
    edited 25 November 2012 at 3:58PM
    Please could I join? :j £10 this week please
    Sealed Pot Challenge 7 (2014) #1851
    SPC 6 (2013) £69.13 SPC 5 (2012) £7.12
    Vouchers total for 2013- £35 of vouchers from mySurvey and 8 Pinecone luncheon vouchers
  • Hello! I stayed in budget for week beginning 18/Nov: 156.58 / 160!! :j

    I would like to pledge £115 for this week please!

    Thank you!
    MBNA - 5004.05/[STRIKE]8854.99 [/STRIKE]Barclaycard - 9464.18/[STRIKE]8241.65[/STRIKE]
    Tesco - 3910.20
    Loans: Santander - 3395/[STRIKE]3984[/STRIKE] Toyato - 2192/[STRIKE]2329[/STRIKE]
    Student loan - 2410/[STRIKE]2550[/STRIKE] Overdraft - 2000/[STRIKE]1500[/STRIKE]
    Grand total 28759.54/[STRIKE]27459.54 [/STRIKE]@ 13.12.12
  • Thanks for starting the thread ETO!

    Last week I stayed under (just) but I thin this week may go wrong.

    Today

    Avon lady £7.34
  • LucyvLucyv Forumite
    31 Posts
    Ninth Anniversary Combo Breaker
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    Hi, I am new please can I join?

    I'm assuming we don't count regular direct debits? Do we include petrol?

    Thanks Lucy
    Lucy
    £24500 in debt :eek:


  • edited 25 November 2012 at 8:30PM
    Lottie1987Lottie1987 Forumite
    152 Posts
    edited 25 November 2012 at 8:30PM
    Hey guys!

    Last week I didn't do anything. My mind had not been with it at all, it was a struggle just doing the day to day stuff let alone anything else. I am pleased to say that I am now out of my funk and ready to go again. So am pledging £70 for the week starting today.

    Today has been an NSD so have still got £70 to last until Friday.

    Have a good Sunday all xxx
    WSC 13 -14 2 1
  • MunchinMunchin Forumite
    2.8K Posts
    Tenth Anniversary 1,000 Posts Photogenic Debt-free and Proud!
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    Spends today -

    £2.73 paper & bacon - yum yum:D

    Hope that's the spends for today.
  • Hi!

    I'd like to pledge £10.00 again this week. I managed to only spend £3.55 last week so am hoping for a good week and to stay in my £10.00 budget. Today is a NSD for me ;o) Good luck everyone and have a great week!

    Cheers
    Casper
    xx
    LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
    DFD July 2018
    GC 01Dec ~ 30Dec £40.00 SSF £00.00
    NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
  • rising_from_the_ashesrising_from_the_ashes Forumite
    12.4K Posts
    Home Insurance Hacker! Debt-free and Proud! PPI Party Pooper
    Forumite
    Lucyv wrote: »
    Do we include petrol?

    Hi Lucy :D - entirely up to you.

    Some of us include several things (eg fuel, groceries, planned things for the week & misc spends etc).

    For others, there might be a small budget as it's the "misc" (usually unnecessary [STRIKE]choc bars [/STRIKE]cookies & mags:o) spending that seems to just fritter away the money that we need to keep track of.
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
This discussion has been closed.
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