Weekly Spend Challenge W/C 25th November 2012
EverTheOptimist
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Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.
On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.
Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:
Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week
This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.
Moozie was the founder of this challenge and here is a quote taken from her:
Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"
Good Luck Everyone
W/C 18th November 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £20 / RED
citizenkitten - £25
rising from the ashes - £15 / £4.49
abundant1972 - £35 / £16.20
Munchin - £50 / £46.16
Lottie1987 - £70
startingtogetoutof debt - £45
mandz1 - £40 / £32.42
mum2one - £30 / £10
DaveK1971 - £80
Casperthefriendlyghost - £10 / £3.55
shezam - £80
6penguins - £10
flyinggiraffe - £50
8hoovesarebetterthannone - £165 / £156.58
chris81418 - £70 / £59.89
W/C 25th November 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £10
rising from the ashes - £112
flyinggiraffe - £120
abundant1972 - £40
Munchin - £50
mandz1 - £40
Sabrina237 - £10
8hoovesarebetterthannone - £165
Casperthefriendlyghost - £10
stardrops42 - £10
Lucyv - £280
shezam - £50
chris81418 - £90
On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.
Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:
Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week
This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.
Moozie was the founder of this challenge and here is a quote taken from her:
Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"
Good Luck Everyone
W/C 18th November 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £20 / RED
citizenkitten - £25
rising from the ashes - £15 / £4.49
abundant1972 - £35 / £16.20
Munchin - £50 / £46.16
Lottie1987 - £70
startingtogetoutof debt - £45
mandz1 - £40 / £32.42
mum2one - £30 / £10
DaveK1971 - £80
Casperthefriendlyghost - £10 / £3.55
shezam - £80
6penguins - £10
flyinggiraffe - £50
8hoovesarebetterthannone - £165 / £156.58
chris81418 - £70 / £59.89
W/C 25th November 2012 Challengers / Pledges / Total Spent
EverTheOptimist - £10
rising from the ashes - £112
flyinggiraffe - £120
abundant1972 - £40
Munchin - £50
mandz1 - £40
Sabrina237 - £10
8hoovesarebetterthannone - £165
Casperthefriendlyghost - £10
stardrops42 - £10
Lucyv - £280
shezam - £50
chris81418 - £90
SPC 14 Target £200 /
Debt: £11850
Debt: £11850
0
This discussion has been closed.
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Replies
Don't think I'll be going far today as it's absolutely horrid outside
Hope everyone has a good one:)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000
Debt free & determined to stay that way!
Have given myself a big fat red for last week as although i have pennies left in my purse i have used my card and my budgets are all mixed up and i've been buying groceries out of this budget and all sorts.
This budget is now going to be a minimal amount for odds and sods. All other things i know i am doing will have a budget attached but will not be included here.
So I am setting £10 for this week for all small miscellaneous type things.
Am out for tea so will give myself £25 for that.
And then payday on thurs/ fri.
good luck everyone, have a good week.
Debt: £11850
SPC 6 (2013) £69.13 SPC 5 (2012) £7.12
Vouchers total for 2013- £35 of vouchers from mySurvey and 8 Pinecone luncheon vouchers
I would like to pledge £115 for this week please!
Thank you!
Last week I stayed under (just) but I thin this week may go wrong.
Today
Avon lady £7.34
I'm assuming we don't count regular direct debits? Do we include petrol?
Thanks Lucy
£24500 in debt :eek:
Last week I didn't do anything. My mind had not been with it at all, it was a struggle just doing the day to day stuff let alone anything else. I am pleased to say that I am now out of my funk and ready to go again. So am pledging £70 for the week starting today.
Today has been an NSD so have still got £70 to last until Friday.
Have a good Sunday all xxx
£2.73 paper & bacon - yum yum:D
Hope that's the spends for today.
I'd like to pledge £10.00 again this week. I managed to only spend £3.55 last week so am hoping for a good week and to stay in my £10.00 budget. Today is a NSD for me ;o) Good luck everyone and have a great week!
Cheers
Casper
xx
DFD July 2018
GC 01Dec ~ 30Dec £40.00 SSF £00.00
NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
"Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
Hi Lucy
Some of us include several things (eg fuel, groceries, planned things for the week & misc spends etc).
For others, there might be a small budget as it's the "misc" (usually unnecessary [STRIKE]choc bars [/STRIKE]cookies & mags:o) spending that seems to just fritter away the money that we need to keep track of.
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000
Debt free & determined to stay that way!