Lost but now found.....

The_Fox_Hat

The watch has a serial number which was/is recorded. Value at time of claim £2000

hugoshavez

The_Fox_Hat wrote: »

The watch has a serial number which was/is recorded. Value at time of claim £2000

You've been given the correct advice. The insurance company owns the watch. What you do about it is really up to you.

What I'll not do is give you any advice that could help you make the wrong decision and get away with it.

Good luck though.

NB. Note italicised "could". I am not making any judgements as to what you're likely to do.

vaio

bouncydog1 wrote: »

The watch belongs to insurers as you were indemnified under the policy for the loss ie reimbursed so you could buy a replacement. Contact them and advise the watch has been found and see what they want to do. They may just tell you to keep it or they may ask you to reimburse what they paid out.......

That sounds incredibly unlikely as it would leave the OP £2k out of pocket and the proud owner of two identical watches.

In reality, as other have said, the watch belongs to the insurer and their options are ..... give it to the OP, offer to sell it to him or collect it and sell it on.