MBNA cash-back card does not recognize Aldi as supermarket

thizzby

Aldi is a supermarket - MBNA don't give full cashback with Aldi. They advertise their card as payiing 1.25% cashback on supermarket shopping!! Therefore the consumer is being misled.

If that isn't plain enough for you then you can go and b=ll==ks!!!:p

dalesrider

thizzby wrote: »

This is the 2nd time I've posted to these consumer forums, with what I think is an altruistic motive to inform others of my experience. There always appears a nit picking comment which is unhelpful and, in my opinion, not in the spirit of these consumer focused forums. The collective use of thousands of consumers' experiences and knowledge is a powerful weapon in my daily struggle to avoid penury. Whose side are you on Dalesrider?

And all I'm am doing is explaining WHY you do not get cashback... It is not MBNA's fault that Aldi do not report themselves as a supermarket via Catsic codes. Which is how the cashback is worked out. Santander state which codes will get a 5 cashback. But to joe blogs in the street that means nothing.

I'm not on anyones side here. I came here to help others by posting advice from someone in the know. Like many others here.
If you do not like the truth, then sorry.
You could take it up with MBNA and see what they say.

Have you actually talked to them about this issue?

Our local Aldi sells more non food, than food goods. Which could explain why they have the odd catsic code.

meer53

thizzby wrote: »

Aldi is a supermarket - MBNA don't give full cashback with Aldi. They advertise their card as payiing 1.25% cashback on supermarket shopping!! Therefore the consumer is being misled.

If that isn't plain enough for you then you can go and b=ll==ks!!!:p

See post #11.

Aldi process their payments through Visa as a General Merchandise Store, NOT as a supermarket. Not MBNA's fault.

Plain enough for you ?

YorkshireBoy

meer53 wrote: »

Plain enough for you ?

Sadly, I think not.

I did have some sympathy for the OP...I said as much in post #3. However, I also said I believed the assigning of the MCC was out of MBNA's hands (a point later confirmed by both dalesrider and molerat).

And the OP *still* doesn't believe it!

OP, why not google what you've been told here?

MBNA have not paid the higher cashback rate because Visa, Aldi, and Aldi's merchant acquirer simply have not told MBNA that Aldi is a "supermarket". Instead, they've told MBNA that Aldi is a shop selling "miscellaneous general merchandise".

Gromitt

We have some largish ALDI stores, and it seems like 50% of the store is "Miscellaneous crap". Theres no way I could do my weekly shop at any of them. They are fine if you want to go pickup some loft ladders, or solar lights for the garden, but if you want a good variety of fruit, vegetables or meat, forget it. They seem to prefer to sell things in boxes, and they don't even bother taking them out, rather shove the box on the shelf and cut a hole in the side (or cut the side off completely). If the contents of the boxes are packets, then expect a few of those packets to be opened for you already by the over enthusiastic box openers.

SCO

Is there some kind of tax dodge or something that Aldi do not class themself as a supemarket with the card companies?