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Affordable housing options for single parent?

I recently left my partner, our three children are living with me (one is eighteen but a full-time student). I am renting privately, which is very expensive and I can't afford to do this long term.

Can anyone advise of any ways I could provide a home for myself and my children - eg shared ownership, shared equity, etc?

My ex and I are selling our house, after which I should have between £50k to £70k as a lump sum.

I am self-employed and my earnings are usually around 30k/year though this year they are more like £20k due to family issues. I have a good credit rating and should also be able to increase my income. I don't expect any money from my ex-partner going forward.

All advice and ideas gratefully received!
Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



Comments

  • RAS
    RAS Posts: 36,482 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Seaxwyn wrote: »
    I I don't expect any money from my ex-partner going forward.

    You need to apply for CSA. Alternatively, you should be looking to get a higher percentage of the equity in the house.
    If you've have not made a mistake, you've made nothing
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You had 3 kids together so he should help pay for them.
    Need to speak to local council, housing associations, Letting agents, building companies that do Shared ownership.
    No idea where you live but many parts of the country are cheaper to live and houses more affordable
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Get child support, they are his children. If you wish you can quietly put the money into savings accounts for their university education/ deposit on first home.
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
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