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advice please, My SOA

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  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 November 2012 at 6:15PM
    ice_babe wrote: »
    We have an Aldi and a Lidi not to far away. Which one would be best to try? We do all our food shopping and petrol on a tesco clubcard credit card for the extra points and pay in full each month. I got £30 in points on my last statement which I doubled up and used to buy my son £60 worth of toys for christmas

    They both have good and bad points, everyone will like 1 more than the other purely for the fact 1 stocks more items they sell than the other.

    Id try both, you might find 1 is more favourable.

    Do you have a recent receipt for Tesco when you did a food shop ?

    If not use tesco.com and write prices down of what you would normally buy and compare that with what aldi/lidl sell.and buy if cheaper.
  • ice_babe wrote: »
    We have an Aldi and a Lidi not to far away. Which one would be best to try?

    TBH both :D - you'll find you like some things from one and others from the other (typical!)
    ice_babe wrote: »
    We do all our food shopping and petrol on a tesco clubcard credit card for the extra points and pay in full each month. I got £30 in points on my last statement which I doubled up and used to buy my son £60 worth of toys for christmas

    mmmm but how much did you have to spend to get that?

    That's the problem with things like c/card and Mr T is hideously expensive compared to even the other SM, let along the likes of Al*di and Li*dl etc.

    Even their offers aren't all they're cracked up to be always:

    eg saw an offer of coffee I like a while ago: jar of coffee @ Mr T regular price was over£6.50+, offer price £4.25 but it's full price in Mr A is only £4.50:eek: ..... same kind of price gap on washing gel .....

    It your shop is £5 more expensive every week by shopping there - and it will be more! - then that's £260 over the year and way more than you've got in c/card vouchers - even with the doubling up!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • ice_babe
    ice_babe Posts: 335 Forumite
    Debt-free and Proud!
    We tried Aldi other day, took a while to park as it was so busy. Found a few things much cheeper. For example large tin of new potatoes was 19p and got some british casserole pork for £1.89. Spent £60 in all.

    Will defo use Aldi again. Will prob go once a month as it is the other side of the city and got stuck in traffic on way back and use tescos which is 5 mins down the road for smaller shops.
    :beer:
  • ice_babe
    ice_babe Posts: 335 Forumite
    Debt-free and Proud!
    Thought I would update as we have done quite well in 3 months :j

    My Loan from mum is now down to just £150 and will be paid off in 2 months :)

    Our last credit card which is on 0% is now £1030 from £1400 since Nov.

    Once ive paid my mum back we are going to put the extra money towards paying the credit card and aim to have it paid off by the end of the year (and before 0% runs out)

    We have managed to cut down on our food shop to just over £200 a month. We are getting a water meter fitted in the next few weeks :) Hubbys car insurance was £275 last year and the renewal was £307, We brought a new policy with the same company online through top cash back and got it down to £220 with £50 cashback :) And I paid for our line rental with virgin in advance to save £60 a year! :)
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