private fee loans for a graduate doing undergraduate medicine

amiehall

I was presuming the start would be delayed beyond 2013 unless the OP has applied to Scottish universities already. The deadline for medical applications is in October so it's too late to change your mind about where to apply to.

V_Chic_Chick

Having done a brief bit of googling, it appears that undergrad medicine is exempt from the ELQ rules...?

dizzyrascal

The current situation for med students is stated below. (2012)
NHS Bursary details tend to be issued each Jan so any changes will appear in Jan 2013
4-year graduate-entry courses - students will have to self-fund the first £3,375 towards their tuition fees in year one but can then apply for a tuition fee loan via Student Finance England (student loans company) to cover the balance. For years two to four, the NHS will pay £3,375 each year towards tuition fees. Any fee charge above the £3,375 level must be met by the student, although they can apply for a tuition fee loan from the Student Finance England to cover this. Students may also be able to apply for a loan to help meet living costs through Student Finance England for all 4 years but they can also apply for an NHS bursary to help with living costs in years two to four. Graduates don’t start paying back Student Finance England loans until they are earning over £21,000 a year. No government maintenance grants are available for the duration of the course.
5 or 6-year undergraduate courses - students will be responsible for their own tuition fees and living costs until the 5th year of study, although loans to cover maintenance costs may be possible via Student Finance England for eligible students. From the 5th year of study onwards, the NHS will pay the first £3,375 towards tuition fees (there’s been some debate about whether they will meet the full cost of fees for that year). Students can also apply for a means-tested NHS bursary to cover maintenance costs, and a reduced maintenance loan from Student Finance England to top this up. Student Finance England loans do not need to be repaid until the graduate is earning over £21,000 a year. No other government maintenance grants are available for the duration of the course.