Tuesday 20th November - What small DFW things will you do today??!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important. :money:

Morning just a quickie from me:

* checked banking
* cancel lovefilm (will receive £20 amazon vouchers now)
* all meals from stores - grab something out of the freezer
* order and collect straightners for dd for xmas
* go and collect a couple of bits in town
* get oh to take the bags of plaster out of my car
* go and collect the wall paper stripper later
* check onepoll
* search for job vacancies

ok that's all I can think of! Have a great day x

PurpleFairy26

Morning all :)Thanks for starting us determined :waves:

Hope all are well my list for today:

Sort DD toys
Do meter reading (didn't do either of these yesterday)
All meals from stores
List 10 items on e*bay. Did 3 last night - small steps and all that :rotfl:
See if I can find my wrapping box with my last years Christmas cards in so I can make tags
If I can do ^ wrap some more gifts
DD in pants -day 3
Maybe bake a cake or bread rolls
LSD only need some milk
Make some homemade yogurt

Think that's all, have a great day everyone

rising_from_the_ashes

Morning all, thanks DNMS for starting us off .... Jonno thanks for the reminder about Christmas tags from cards ... I put these all together ages ago to do this - now where did I put mine too:rotfl:

• Had bath
  
• Thermals on ..... heating off 2 more long sleeved thermal tops arrived today! Not quite as thick as the ones I've got (but they were 1/2 the price!) but I wanted something a bit thinner for when I'm at work (these ones are really thick & fine when the heating is off but I'd be roasting in the office!). Have another 2 sleeveless ones the same & another 2 to arrive - think that should do me for now!
  
• Don’t smoke
  
• B / L / D from stores Whoopsied roast chicken for dinner!
  
• Sort cats Done
• Tidy up Finally hoovered in lounge - both cats moulting!
• Sort inside freezer Have done outside one again instead! I've taken everything out of boxes - I bought a load of WW meals a while ago for if I was stuck at night when I was following it - but the boxes are HUGE and take up loads of room. I've repackaged in plastic bags (cut fronts & cooking instructions off boxes and put in as well!). Result & loads more room!!!
  
• Check online banking
• See if there are any offers on the cat food I've got listed Nope
• See if there are any offers on the e*bay items I've got listed Nope
• Hunt online for a cheap bookcase - will try Mr T / I*kea etc today thanks Ally Had a look & all seem to be around the same price - may hang off until Jan as not desperate for it!
  
• Knit DMs Christmas scarf .... running out of time!
• Finish letter to Water Supplier & send Arrrgggghh need to do this!
  
• Get to grips with S*buck
• Try to have a walk
• Need to pop to local shop as out of crumpets:eek: & very low on milk - LSD Done - managed to get a HUGE YS chicken for £2 - so that should last me the rest of the week!
  
• Double check measurements on storage unit / space under stairs Done & it'll fit!
  
• Buy storage unit for under stairs if measurements OK (as it's going to be a spend day anyway;)) - £14 to put towards it so only £11 and it will look so much better under there Have ordered! (Can't wait for it to come & for it to be tidy under there - I've hated it for over 6 years!)
• Make list of stuff to discuss with Dr Started
• Updated spending spreadsheet
• Did some work on 2013 budgets
  

That's it for now folks, have a lovely day:)

little_pink_purse

Good morning

thanks for starting us of dnms

so i have bad tooth ache joy ive been to the dentist i need my tooth out so ahhh.

so today try and get the meds to kick in and be pain free

so today todo
check banking
meals from stores
wash on
ironing
pick the old folk up lol

better get my finger out xxxx

Tiglath

Taking lunch into work and not spending a penny.

ziggy2407

Good Morning my lovelies

DNMS - Thanks for starting us off, thanks for the recipe too

Hi to all the regulars and welcome to any lurkers and newbies :wave:, you've joined a FAB supportive thread.

Little one still has a temp and a really sore throat so he'll be having another day off. Todays little list

Check Banks - Done
Check swapits - Done
Check Postcode on www.freepostcodelottery.com - done
Make Apple Pie - Done
Make buns - Done
More Washing All done-
Wrap 2 x Shoe boxes for operation shoebox appeal - Done
Work (11.30-1.30) - Done (while 2 again, this this may end up being permanent)
General Tidy round - Done
Meals from stores - Done
Investigate selling knitting mags & books for mum -
Update Food Tracker - in progress (35lb, so far)
Comps -
Read - in progress
Knit -
Check Christmas list and see how far I am - Done
List few bits for sale on FB/netmums etc -
Re-list Table on Freecycle - Done
Ask on Freecycle for Christmas decs/trees for work - Done

Hope you have all had a great weekend, love to you all :A

C xx

dottyanne

Check Internet banking - Done
Food from stores
Will have to pop out for some shopping but will be taking a list
General tidy round
One load of washing
Start with budgeting and bills review

carrielovesfanta

Afternoon all,

DNMS - thanks for starting us off

lpp - comiserations on the tooth

ally - never got a chance to say thanks for the advice RE the contents insurance last night. I have re-read the tenancy agreement and it seems to say that I need to cover the LL's stuff for £2500 min. It also appears to say that on signing the tenancy agreement that I had to show a valid certificate of insurance or opt into the letting agent's own scheme at a cost.

Erm well I can def say that neither of those happenend and it was never mentioned :cool:

So I think the best thing to do is to find a policy that will cover both. Best for peace of mind methinks.

Also omniously the car refused to start this morinng. Eventually switched on after a few goes but I think there might be a loose wire, as putting in the key seemed to do nothing. Can't be battery because eventually started no problem.

On slightly better news, OH announced that he wishes to have a month of NSD's :eek:

I'll believe it when I see it :rotfl:

Today's mse stuff:

B/L/D from stores

Make jelly that didn't make last night

Start to list contents

Charge phone in work

Check online banking (make sure OH pays pocket money in)

Try to decide whether to put car into garage or go pot luck! :cool:

Think that's me. Bit panicked about the contents stuff. This type of thing always makes me feel a bit unwell. Very stupid thing to say I know

Have a good one all

Oompa_Loompa_2

hi!

Reduced bread roll and soup for lunch and reduced fruit I got last night
free tea etc at work
keep eye on CCs etc

allydowd

carrielovesfanta wrote: »

Also omniously the car refused to start this morinng. Eventually switched on after a few goes but I think there might be a loose wire, as putting in the key seemed to do nothing. Can't be battery because eventually started no problem.

When you turned the ignition on before starting the car, did the lights come on in the instrument panel?

If you turn the ignition on and no lights come on at the instrument panel means that there is no power coming from the battery. It could be a dead battery or often a bad ignition switch could cause this.

Turn the headlights on, if they work, means the battery has power, so the problem could be with the ignition switch or wiring between the ignition switch and battery.

If no lights coming on in the dash the battery could be completely dead or there is no connection between the battery and the vehicle electrical system. You can try to jump start your car; if it's a dead battery, jump starting can help.

southernbelle

Today I am on a 500 calorie day, so an early night for me.

Today I will/have:

• Get to next £5 for SB and redeem.
• Ask for Experian trial through SB.
• Cancel Netflix.
• Sort out some more clothes for ebay.
• Do some sewing and advertising of my Folksy shop.
• Cancel efax. Done
• Go for a run
• Use the hair dye I bought when on two for one to do my hair.