HSBC Student/Grad account

deftona

I think I may have a problem. I have a graduate account with HSBC with a £1500 overdraft which is interest free. The thing is, I never finished Uni. I am going back to Uni this year to start again, but Im worried as to what they'll do about my OD.

HELP!

lellie

My boyfriend was in the same position - although his was actually a student account still as he went back to uni in the year that would have been his third year - they continued to extend his overdraft and changed the graduation date and course - just go into your branch and update your details.. You'll actually get a bigger overdraft each year as usual!

melancholly

if you go to the bank and show them a letter from your uni that you're registered as a student, they should just automatically convert it back to a student account (but wait til sept/oct). if you were going back for postgrad work, they wouldn't have a problem, and there's no reason in their eyes why you couldn't just be doing a different undergrad course.

DrFluffy

They won't know you didn't finish your first degree, and there is no bar to how many times you can have a HSBC student account. I'm on my 3rd! They should simply revert your graduate account back to a student one.