benefit help

SPELLKASTER

i currently live with my partner who earns around £18k a year after deductions etc

i am switching over from incapacity benefit to esa; will i be entitled to any money at all!?

he pays the mortgage etc, so after paying all the bills he doesn't have much money left and couldn't financially support me as well

i can't work due to long term health issues

thought i would ask

mazza111

If it's just you and him I doubt it..

However pop your details in http://www.turn2us.org.uk/benefits_search.aspx

It really depends on what other benefits you are getting.

shop-to-drop

You will need to use his income before deductions not after though I'm afraid.

SPELLKASTER

i also get dla middle rate personal care and high rate mobility

it would cause me financial hardship if i were to loose my incapacity benefit

maybe i was better off living on my own ::++((

McKneff

Your DLA is not affected at all.

SPELLKASTER

we did try last year to get tax credits, but his income was too high, is it worth contacting them again if i loose my incapacity benefit?

i am also registered disabled as well, is there anything i would be entitled too?

McKneff

There is no such thing as a disabled register nowadays.

Why not ring the DWP and ask, they are much more informed than total strangers on an internet forum.

rogerblack

SPELLKASTER wrote: »

i currently live with my partner who earns around £18k a year after deductions etc

i am switching over from incapacity benefit to esa; will i be entitled to any money at all!?

IB links to contributory ESA.
You cannot be found fit for work without an in-person assessment.

It depends.
Firstly, if you are found to be eligible for the 'support group' - your payment continues indefinitely, unaffected by partners earnings.

(Or until they change the law again, or you are found not to qualify for that group)
If you are found to be eligible for the 'work related activity group' - then you will get one years ESA, and then just remain on it for NI credits (if you need to).

Your doctor saying you are not capable of work means little.
You need to either: Put anyones health at risk if you are found capable of work/work related activity, or more likely match suitable descriptors to qualify for ESA.

For the support group, you need to match one of the descriptors in:
http://www.tameside.gov.uk/esa/lcwra
For the work-related group, you need to exceed 14 points.
http://www.tameside.gov.uk/esa/wca

DLA middle rate care will, if I recall correctly, lead to an extra premium, even with someone else in the house. PIP is replacing DLA for working age claimants, in the next few years.
If you are of age to claim pension credit, that may be appropriate, though this is not something I'm sure of, and I believe a partner earning 18K may well rule it out.

If your disability means you need to adapt the house, in some cases, you may be able to drop a council tax band.

Caz3121

SPELLKASTER wrote: »

he pays the mortgage etc, so after paying all the bills he doesn't have much money left and couldn't financially support me as well

SPELLKASTER wrote: »

i also get dla middle rate personal care and high rate mobility

it would cause me financial hardship if i were to loose my incapacity benefit

maybe i was better off living on my own ::++((

Your partners earning alone are too high for working tax credits (for a couple it is around £18k gross, for a single person around £13k)
You will retain your DLA
When you move from IB to ESA, you may receive payments if you qualify for contributions based

If you lived on your own, your partner would still have the same bills, mortgage etc. So food, heating and council tax may go down but he also would not have your contribution so he would be worse off