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Mortgage protection

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Comments

  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    conners1 wrote: »

    Yes people are smelling the coffee and realising they have been sold something that is not suited for there needs.

    Funny how everyone only says that when they haven't had the cause to claim on it.
    Presumably if one of you had died/had a crappy critical illness, you'd be thanking the advisor rather than whining and moaning on here about 'mis-sold' BS.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 19 November 2012 at 3:36PM
    conners1 wrote: »
    ..your thoughts on this are not an issue as it has been argued in the highest of courts and a judgement has been past.
    The judgement was passed on the ability to complain applying modern selling rules. PPI itself has never been passed judgement on. So basically saying that newbie1980's thoughts on the subject of opportunism are "not an issue" is completely inaccurate.

    As many as 50% of "complaints" received by Banks are reported to be from people who never even had PPI.
    conners1 wrote: »
    People like you need to keep your thoughts to yourself! Had I wanted your thoughts I would have posted differently!
    I'm afraid on a public forum you aren't entitled to prohibit the views of anyone else who wishes to post.
    If you don't want to hear the views of others, you can either ignore opinions which don't match yours or cease posting.
  • conners1 wrote: »
    No I do not think that at all. As stated in the reply to dunstonh I thought they get there fee from the providers of the mortgage and from the Insurers.

    Precisely - you expected them to get a fee from the lender and insurer. You also acknowledge that you were given the option to pay the adviser a fee for his services instead.

    PPI for a mortgage is generally good advice.

    I do not see any evidence of a missale - only the prospect of a miscomplaint.
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