Weekly Spend Challenge W/C 18th November 2012

edited 23 November 2012 at 9:11PM in Debt-free wannabe challenges
62 replies 4K views
EverTheOptimistEverTheOptimist Forumite
2.7K Posts
Part of the Furniture 1,000 Posts Combo Breaker
edited 23 November 2012 at 9:11PM in Debt-free wannabe challenges
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 11th November 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £17 / £17
abundant1972 - £20 / £13.20

Mum2one - £15 / £0
Lottie1987 - £70
rising from the ashes - £20
citizenkitten - £40 / £64.10
wannabee_in_credit - £5
Munchin - £50 / £62.88
flyinggiraffe - £60
mandz1 - £40 / £38.86
chris81418 - £95 / £92.48
shezam - £100
casperthefriendlyghost - £10 / £8.73

W/C 18th November 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £20
citizenkitten - £25
rising from the ashes - £15
abundant1972 - £35
Munchin - £50
Lottie1987 - £70
startingtogetoutof debt - £45
mandz1 - £40
mum2one - £30
DaveK1971 - £80
Casperthefriendlyghost - £10
shezam - £80
6penguins - £10
flyinggiraffe - £50
8hoovesarebetterthannone - £165
chris81418 - £70
SPC 14 Target £200 /
Debt: £11850
«134567

Replies

  • I've been reading these threads for a few weeks and would like to give it ago this week (w/c 18th November).

    I'd like to aim for a spend of £45 for the week. Hoping I can stay in budget even though I've got to get some petrol to get to work and home again.
    StartingToGetOutofDebt

    October 2012 Debt. Loan £12394.55. Sainsburys CC £3594. Mint CC £4475. MBNA CC £2648.62.Total Debts £23112.17]
    Sealed pot challenge #1887
  • Welcome startingtogetoutofdebt. :wave:

    Good luck with the challenge
    SPC 14 Target £200 /
    Debt: £11850
  • mandz1mandz1 Forumite
    2.5K Posts
    Green week £38.86/£40

    Next week £40 not including debt payments or groceries.
    PAD Maker
  • mum2onemum2one Forumite
    16.3K Posts
    Xmas Saver!
    I managed a week of no spends......... this week I pledge £30, got to be mse as want trip to cinema and take-away pizza xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Hi all.

    Target for w/c 18/11 is £80 which is roughly £40 food and essentials (2 people), £20 raillpass for the weeks travel to work, £5 misc and £15 petrol. Would say fingers crossed etc but £80 is all I have so I can't go over just need to get the balance right and not spend money meant for essentials on non essentials etc!!
    Debt @ 17/11/12: £12,017 :embarasse. Hoping to be debt free by June 2014 :).
  • mum2onemum2one Forumite
    16.3K Posts
    Xmas Saver!
    DaveK1971 wrote: »
    Hi all.

    Target for w/c 18/11 is £80 which is roughly £40 food and essentials (2 people), £20 raillpass for the weeks travel to work, £5 misc and £15 petrol. Would say fingers crossed etc but £80 is all I have so I can't go over just need to get the balance right and not spend money meant for essentials on non essentials etc!!

    know that feeling, feels at times like my moneys on elastic... xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Cheers mum2one. Aldi is a lifesaver!!! Daily commute now includes a 6 mile walk but it saves on gym fees I guess!! Hope all is good with you.
    Debt @ 17/11/12: £12,017 :embarasse. Hoping to be debt free by June 2014 :).
  • hi everyone!

    I'd like to pledge £10 again this week. Looking forward to pay day on Friday lol!

    Cheers
    Casper
    xx
    LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
    DFD July 2018
    GC 01Dec ~ 30Dec £40.00 SSF £00.00
    NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
  • Good luck casper.
    Debt @ 17/11/12: £12,017 :embarasse. Hoping to be debt free by June 2014 :).
  • mum2onemum2one Forumite
    16.3K Posts
    Xmas Saver!
    DaveK1971 wrote: »
    Cheers mum2one. Aldi is a lifesaver!!! Daily commute now includes a 6 mile walk but it saves on gym fees I guess!! Hope all is good with you.

    I don't envy that walk!! i'd need a pint of coffee at the other end!

    x
    xx rip dad... we had our ups and downs but we’re always be family xx
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