ppi advice

Better_Off_1983

You can claim for the mis-selling of the ppi- but they will just use it to reduce the outstanding balance.

brummy_lad

fair comment, not in writing no,should i still claim?

DevCoder

brummy_lad wrote: »

fair comment, not in writing no,should i still claim?

Only you can make that decision, you only get one bite of the cherry though so make sure you get all the right reasons in that claim

opinions4u

i work in a industry that does not make redundancies

I took a job in an industry that was widely seen as a "job for life". 125,000 have been made redundant in that industry since 2010.

brummy_lad

i am still working and can see no change in the near future,

McKneff

Are you in the police force then. No one can forsee the future, you could be crippled getting across the road tomorrow.

Reading up on the small print after the signind is doing it the wrong way round, Youre supposed to read it first.

He said, she said isnt provable

McKneff

But you say in your first post 'financial hardship' even though you have a job for life. Why not look for a job which is better paid to get you out of financial hardship.

-taff

Yes, put a claim in. It sounds like it was single premium, so that's one reason. If you work for the police force, you can add that one in a reason because you can't be made redundant.

It doesn't matter if you're in financial hardship, that's not a reason, that's just you being unable to forsee your future finances [not a clever thing, but then, none of us are perfect]


Good luck.

dunstonh

also i was told to get a ppi would get a competative rate, after reading the small print it states you do not need ppi to get the loan,to me that is mis selling!!

That is not mis-selling. Firms are allowed to offer cross subsidised deals.

brummy_lad

McKneff wrote: »

But you say in your first post 'financial hardship' even though you have a job for life. Why not look for a job which is better paid to get you out of financial hardship.

my financial hardship is due to my wife not recieving a in come now,not mine