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ppi
geoff62
Posts: 32 Forumite
hello friends
i got a letter today with a offer from marks and spencers saying that they would give me £3.000 only they where going to take it back cos i still owe them money, that is true but i,m in a I V A NOW fro the last 4 months and they are getting the money that way now, so should m and s not give me the money , ? and not take it back off my dept. any help please
i got a letter today with a offer from marks and spencers saying that they would give me £3.000 only they where going to take it back cos i still owe them money, that is true but i,m in a I V A NOW fro the last 4 months and they are getting the money that way now, so should m and s not give me the money , ? and not take it back off my dept. any help please
0
Comments
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Yes, they have every right to take the money now.
That way they get it all at once, they have no reason to wait for you to pay it in an IVA.
They arent daft, if someone owed you the money, wouldnt you do the same.
The plus side is that you would owe a lot less money to pay back via your IVA.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
so should m and s not give me the money , ?
No. If you are in arrears, defaulted or had amounts written off then they can use the redress against your debt.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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