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Bank account charges

Is it still possible to claim for bank charges? I thought the test case killed any chance of that
Thanks

Comments

  • dunstonh
    dunstonh Posts: 120,187 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The banks won the court case. So, now, only goodwill payments (such as first time mistakes by the account holder or those meeting a financial hardship criteria) are considered. You cant use the old unfair approach.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • i was just wondering this too....so all the templates etc online are worthless? the old reclaiming is finished?? but we can still reclaim from credit cards and ppi?
  • dunstonh
    dunstonh Posts: 120,187 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Reclaiming is all but dead apart from financial hardship cases and goodwill offers for first time offenders.

    Credit cards are still possible but it was said recently that most CC providers have now justified their charges in the eyes of the FOS. So, if you have to be prepared to go to court on those (it may not get that far).
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Wywth
    Wywth Posts: 5,079 Forumite
    thrifty247 wrote: »
    Is it still possible to claim for bank charges? I thought the test case killed any chance of that
    Thanks
    Read and learn :)

    http://www.moneysavingexpert.com/reclaim/bank-charges
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