How much have/will you spend Tuesday 17th April???

Snaggles

They're 99 milimetres long?

NSD here today, in fact I've had quite a few nsds recently, mainly because I'm too tired to leave the house lol!

tigtag02

I believe (this could be an urban myth OR I could even me making it up ) the they were the 99th item on the price list at cadbury's (or wherever!!)

tigtag

Snaggles

auntie_pie wrote: »

ok, so i have worked out 'nsd' and obviously 'dwf'. am working on my 'dmp' and i think i may have had a 'lightbulb moment', but can quite remember what it is..... is it when you realise you NEED to do something about the huge pile of cash-poo that you are in?... whats the next step? and are there any other abrv.s i should know about??.....

confused, though not as much as i was!!!!... and how does anyone get any work done once they get on here?..... there are so many tangents to explore, i feel rather overwhelmed!!!

Hahaha, yes, that's a pretty good explanation of a 'lightbulb moment'. I think it's that cold shivery feeling that runs down your spine when you realise you have hit the point where things have to change, and you can no longer keep wading through the piles of 'cash-poo'

Not sure about other abbreviations - there's a few that people use such as OH (other half), DH (dear hubby), DS/DD (dear/darling son/daughter), just ask if there's any you don't understand.

It can be a bit overwhelming at first, but most people are very friendly and welcoming, so just take a deep breath and jump in.

And erm, yes, being a DFW can affect how much work you get done , it took me about 2 hours to clean the bathroom this morning because I was so engrossed in whether or not someone on here's husband had passed their driving test!

Snaggles

Just found this on the Cadburys website:

In the days of the monarchy in Italy the King has a specially chosen guard consisting of 99 men, and subsequently anything really special or first class was known as "99" - and that his how "99" Flake came by its name

So now we know!

ZTD

auntie_pie wrote: »

why ARE they called 99's??!!!!

Because 69 was already taken.

Two9A

auntie_pie wrote: »

ok, so i have worked out 'nsd' and obviously 'dwf'. am working on my 'dmp' and i think i may have had a 'lightbulb moment', but can quite remember what it is..... is it when you realise you NEED to do something about the huge pile of cash-poo that you are in?... whats the next step? and are there any other abrv.s i should know about??.....

confused, though not as much as i was!!!!... and how does anyone get any work done once they get on here?..... there are so many tangents to explore, i feel rather overwhelmed!!!

Welcome!

DFW is this place, and/or anyone who wants to be debt free (a Deft-Free Wannabe).
NSD is a "No-Spend Day", with the obvious benefits that entails for fighting debt.
DMP is a Debt Management Plan, something you agree with your creditors to sort out reduced payments/write-offs on your debts.
LBM is your LightBulb Moment, when as you describe, you realise that your debt-laden lifestyle can't go on any further, and you make the choice to do it no more.

I couldn't find an actual list, so.. if there's no official list of acronyms, I'll volunteer to compile one!

lynsayjane

it's been a nsd so far today tho it's also my first evening back at college and the first of, erm ladies problems so I might need some emergency chocolate...only problem is that I don't think I have any cash so a trip to the bank machine might be in order before college

Skint_Catt

ZTD wrote: »

Because 69 was already taken.

There's always ZTD to lower the tone! :rotfl:

Interview went well peeps! Will find out next week :j

Spent 40p on parking - but found a £2 coin in the meter when one of my 10ps didn't go through! :j :j :j :j :j

£20 on petrol as didn't realise I was so low, but I priced up every garage on the way into Birmingham and then went to the cheapest on my way back to work :T

Catt xx

ZTD

Skint_Catt wrote: »

There's always ZTD to lower the tone! :rotfl:

Moi? I do not lower the tone. Much. :whistle:

Skint_Catt wrote: »

Interview went well peeps! Will find out next week :j

Excellent!

Skint_Catt wrote: »

Spent 40p on parking - but found a £2 coin in the meter when one of my 10ps didn't go through! :j :j :j :j :j

That's a good omen for your interview.

Skint_Catt wrote: »

£20 on petrol as didn't realise I was so low, but I priced up every garage on the way into Birmingham and then went to the cheapest on my way back to work :T

Well for everyone's information - sign up here, and you can find out where your nearest and cheapest petrol is.

Snaggles

Glad the interview went well Catt, I'll keep my fingers crossed for you!