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Just want to check my credit history

G8311374
G8311374 Posts: 143 Forumite
Part of the Furniture 10 Posts Combo Breaker
in IVA & DRO
Hi, I have had a trust deed and DRO in the past but both are now settled so I am now debt free :beer: as of December 2010.

I have pulled up my credit history with credit expert.co.uk and I just need to clarify something.

It says that I have 2 accounts that are in default but are settled. What does this mean and do I need to get these updated? All my other creditors now do not appear on my report.

If someone could please just confirm whether this is ok or not I'd be very grateful.

Thanks.

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Depends if the default dates are correct? They should be dated no later than the start of the TD/DRO they were covered by. If later, then the need to be corrected. If on or before the start date then nothing needs to be done.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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