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Yayyy

I got approved for a vanquis card :) finally something that can hopefully help me build my credit rating :)
Anything I should do or watch out for with them?
After trying the free phone number for 30 minutes and not getting anywhere I resulted in using the pay for line :( never mind they getting asked why I didn't want there ppi insurance thing that only costs £1.29 a month you know with every £100 that is outstanding on the account lol


Just wondered if anything I should do or watch out for with them?

Comments

  • High charges if not paid in full
  • Jox
    Jox Posts: 1,652 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    My husband just got one, he registered it online and he can keep an eye on how much he is spending.

    He will make sure he pays it off every month (or he'll have me to deal with :)

    The purpose is to improve his credit rating.

    I'd just say to anyone, be sensible with it :)
  • I'm intending on buying one two things on it a month and paying it off once the ill came that wont get me any interest charges will it?
  • Jox
    Jox Posts: 1,652 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Register online once you get the card and you can keep an eye on your expenditure and pay online or set up a direct debit so that amount you spend gets paid in full every month out of your bank account.

    Then you won't pay any charges.
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