car insurance - driving other cars?

forgotmyname

Will only take the investigators a couple of days of watching you to decide you are a couple and not covered.

It happens.

Quentin

forgotmyname wrote: »

Will only take the investigators a couple of days of watching you to decide you are a couple and not covered.

It happens.

Since when are a "couple" of good friends not co-habiting any way of any interest to insurance company private dicks?

Tilt

forgotmyname wrote: »

Will only take the investigators a couple of days of watching you to decide you are a couple and not covered.

It happens.

:rotfl::rotfl::rotfl:

So the insurance co will observe 2 people living separately and deduce they are 'a couple'? Priceless!!

forgotmyname

Stranger things have happened....

ali-t

Is it any wonder I am confused?

Sgt_Pepper_2

ali-t wrote: »

Is it any wonder I am confused?

Don't be confused, if you find yourself in court just say quinten said its ok and they will drop all proceedings against you.

dacouch

forgotmyname wrote: »

Stranger things have happened....

They cannot decline a claim if their policy wording definition stipulates your partner lives with you.

Here's Directlines definition as an example

"Partner – your husband, wife or someone you are living with as if you are married to them. "

http://www.directline.com/pdf/motor/car-policy-document.pdf page 11.

If the OP has described the other half as a partner when according to the Insurer's definition they are not a partner and received a discount. Then assuming the quote makes it clear what they define as a partner there might be an investigation into non disclosure, however this still does not mean the Insurers will decline a claim.

She and her partner need to check their policies

Ionkontrol

So, rather than phone up the insurance company and get the correct information, you take the advice of a load of keyboard underwriters. IN10 coming your way.

Quentin

Ionkontrol wrote: »

So, rather than phone up the insurance company and get the correct information, you take the advice of a load of keyboard underwriters. IN10 coming your way.

You have missed all the threads from people mislead by telephone info given from the insurance companies.

Eg. Threads where so called reputable companies tell claimants their insurance is void as their mot is out of date.

If you get any significant advice over the phone from your insurer ask them to confirm back in writing.

Buellguy

Simple answer, get on the phone and call them to ask, ask them if the call is being recorded (normally is) if they then tell you that it is OK you are laughing, if not get them named on your policy (or you could be looking at 6 points £500 and VERY difficult to get cover in future)