We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

5 weeks, no mortgage offer, agent is getting twitchy

13»

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    _Andy_ wrote: »
    Don't be reluctant - you're the customer, you're paying for a service. If they're being that crap you should be on the phone to them every day.

    Probably receiving more applications than they can physically handle.

    Depending on product applied for maybe trying to defer the application as well. As lenders only have a set allocation of funds every month.
  • Brodiebobs
    Brodiebobs Posts: 1,041 Forumite
    Part of the Furniture 500 Posts
    I aaplied through Abbey for Intermediaries (via FA) and am also still waiting nearly 5 weeks later - every other day they ask for more documentation which obviously takes time to get together, pass on to FA and then pass on to them (although I have always sent same day). If they has asked for everything at once I would have been able to submit it all quickly. It is soooo frustrating - especially since they could do all this then say no! My agent is now ringing me every few days chasing up progress. I am supposed to be completing next Friday as I wanted to get the keys and get workmen in to start work whilst I go away for 6 weeks. If the delays continue I can't complete until I return which may lose me the house. I hate bankers :mad:

    Im in exacly the same position with Abbey, they requested aload of info two weeks ago (15 days after it was first submitted) we sent within the day. Heard nothing despite my intermediary chasing them daily, they have come back today requesting contracts of employment... despite the fact they already have 4 months pay slips, P60's and bank statments showing wages going in.

    My seller is not happy as we (on the advice of solicitors and intermediary!!) promised a fast completion and 4 and a half weeks have passed and we still havent the mortgage sorted!!!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.