where to find a private landlord??

lilys-dad

Hello all

Im just considering some options

I might need to move (personal reasons)

I need to find a private landlord
I dont think that ill pass a credit check for a agent.
defaults on loans and credit cards when I was younger plus im not on the electrol roll and I dont have my own bank account.

The loans ect were over 6 years ago

any body know the best place to look to find a private land lord.

Ive got rent statements and council tax statements showing that I pay my rent (housing association) on the same day each month for the last 5 years
and im employed full time but I might be changing my job for a better payed position in the new year.

any help

thanks in advance

Manchee

Gumtree, adverts in local shop windows, local paper... usual places really. You can put a wanted ad up in all these places too.

Some private LLs will still do a credit check on you, just to warn you.

whalster

Most private landlords do credit checks too its not just agents

Manchee

You know, if you are honest with LLs or LAs about your poor credit history and offer a few months rent up front (if you can afford it) it would make hunting for a new place much easier for you

Fire_Fox

Maybe open a basic bank account and onto the electoral roll (legal requirement)? Think carefully about giving up a housing association place, you won't get that security in private rental market. Could you swap?

Chaucer258

As a landlord myself, I advertise on Gumtree so that would be the best place to start.

Offer minimum 6 weeks rent up-front minimum and you should be OK as long as you can provide sound references and proof of earnings.

Beckyy

Open a basic bank account, register yourself on the electoral roll at you current address and get a credit report for yourself to see how it looks.

I don't understand how you're not on the electoral roll. Surely you'll be on it for a previous address if not your current one?

lilys-dad

cant swap as my partner will still be there

thanks for the advice

Manchee

Ask your HA if they have a list of private LLs, as well. Some of them do.