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LifeInsurance and MPP

Quick question and might sound a bit dim but need some advice.

We have just bought our first house and when the broker helped us to find our mortgage I naively signed up for the Mortgage payment protection plans and life insurance plans that he was offering. I think the whole excitement of geting our first place went to my head and I have since realised there are a lot of cheaper deals to be had out there. To be honest i didnt shop around which is unlike me.

Anyway, my question is, how easy is it to switch to new policies and would I be tied to the policies I already have in anyway.

Cheers for any help
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