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Partial refund onto a closed credit card account - is this legal??
CazW_2
Posts: 85 Forumite
I am claiming from barclaycard and they offered me £200 which i wrote to them and declined as i am claiming £550 , anyway.. my account has been closed for over a year and they have opened the old account and put the £200 into the creditcard account... which I am very p****d off about as I have no card for the account and I'm sure they can't just open a credit account without my permission..can they???
Any help apreciated!
Caz
Any help apreciated!
Caz
Pigs BAck = 1230 points
Boots Card = £19.42
Tesco points this 1/4 = 6523
Tesco Vouchers saved = £65
:beer:
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Comments
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How very odd. Phone them and tell them you require the money to be taken back and a cheque for the full amount - and put it in writing too with a copy of the evidence (in case they plead ignorance)LBM 22nd February 2007 - Amount in debt £72,242.23:confused: one month on :rolleyes: £63,900;) 2nd month 60,000.09
Aiming to be debt free October 2010:eek: PROUD TO BE DEALING WITH MY DEBT - official dfw nerd no.348/ DMP mutual support member no.8
Quidco: £4.07 Pigsback £17.10 Mrs Cashback 17.75 £2 savings club - £48 Loose change savings - £6.72 Woolworths Christmas Savings Card £10Reclaiming bank charges so far... £219 from Egg, £175 from Co-operative CC, £490 from Halifax One, at local court stage with HSBC and LLoyds & Marbles, MCOL with Mint0 -
Was the account clear when it was closed?0
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yep.. I paid it off and closed it.
Pigs BAck = 1230 points
Boots Card = £19.42
Tesco points this 1/4 = 6523
Tesco Vouchers saved = £65
:beer:0 -
anyone know if this was legal??
Pigs BAck = 1230 points
Boots Card = £19.42
Tesco points this 1/4 = 6523
Tesco Vouchers saved = £65
:beer:0 -
The account was a credit card account and the monies taken from that account so technically I would think it was legal for them to return the money the same way. Regardless of the account being closed they have reactivated it to receive the refund. They have simply reversed the charges as an admin action.
You dont have to accept it that way though. Since you dont have a card for the account I would take a trip to the nearest Barclays and get them to pay the money out as cash over the counter and close the account. Its the quickest option all round.
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