We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What does 'Terminal Suspended' mean for a declined transaction?

Hi,

I have been trying to get freebies using the AMEX £5 shop local scheme. It has been successful for me so far, but when I attempted to purchase some items in a local pharmacy, the transaction was attempted twice, and the cashier said it wouldn't go through. They said they took AMEX, but the message on the voided receipt which they gave me said "terminal suspended".

Can anyone shed any light what this means?

Comments

  • It means the transaction didn't go through.
  • It means the transaction didn't go through.

    Thanks! :T

    You have cleared it all up now.


    Does anyone know SPECIFICALLY what it means? When I have used AMEX before in a retailer that doesn't accept AMEX, the receipt usually says "DECLINED" or "INVALID CARD". I was wondering whether 'TERMINAL SUSPENDED' was a fault with the retailers equipment?
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    That sounds like a feasible explanation, and probably the most likely one, although it could also be that the terminal was temporarily suspended by the merchant service provider because of an issue with the transaction (that's only a guess, I have no idea if it's even possible).
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    Looks like a bad Amex merchant ID to me. Either a suspended account with Amex or an incorrect number. Basically American Express never received the transaction.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.