0% balance transfer deadline

juxta_3

Once a 0% balance transfer deadline has been and gone and settled in full, can further new transfers be made to the same card account with the same 0% offer?
Alternatively, could a new application be made for the same card/deal or is it a case of moving on to the next balance transfer card/deal each time?

thanks

[Deleted User]

You can only perform a BT at the promo rate by the closing date of the offer.

Most lenders will not allow you to open another card while the other is still open, or within 6 months of closure.

sfax

Clear the balance and phone them and ask if they'll offer you a new 0% BT deal. If they say no, either wait a few months for a new offer to emerge or cancel. Sometimes, threatening to cancel will trigger a previously invisible offer but it's a gamble. Closing isn't always the best idea for your credit report - depends on what other accounts you have open

juxta_3

So you can't have more than one credit card whether they come with BT or 0% Purchase offers?

sfax

juxta wrote: »

So you can't have more than one credit card whether they come with BT or 0% Purchase offers?

With the same lender, yes. But as per zx81, it depends on the lender. I have a Halifax One Cashback card and asked them for a BT card and they say definite no, only 1 CC per customer. I then went on to apply for a BOS card (same company at a group level) and was accepted so I now have 2 HBOS cards