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Pay off as much as you can in 2013 challenge

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  • May I ask a silly question :o

    Do you all keep the money paid as part of this challenge separate from other challenges?

    Sorry that probably doesn't make any sense whatsoever ...... say you PAD as well - do you incl your PAD amounts as part of your total in the POAMAYC challenge or do you keep a separate total for each one? (hope that make sense:o)?

    I guess it might depend on whether you have different debts you're concentrating on in different challenges or whether you've got an overall total to clear?
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Well i dont do any other challenge but i know jacci makes daily payments so she may do the pad but its upto you a payments a payment isnt it xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    itsapuzzle wrote: »
    Hi All

    Can I join please I have got to get my finances sorted in the new year, can you put me down for £10000 please.

    Thanks

    Puzzle

    PS: can I start now or do I have to wait till 2013?

    Added!

    You can start now if you wish, i will add any December payments to the January 2013 totals, however many of us are in the 2012 challenge so we are sticking with that until 1 January.....

    Good luck with your debt busting.....
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    May I ask a silly question :o

    Do you all keep the money paid as part of this challenge separate from other challenges?

    Sorry that probably doesn't make any sense whatsoever ...... say you PAD as well - do you incl your PAD amounts as part of your total in the POAMAYC challenge or do you keep a separate total for each one? (hope that make sense:o)?

    I guess it might depend on whether you have different debts you're concentrating on in different challenges or whether you've got an overall total to clear?


    This is totally up to you, you can include any or all of you payments......it depends on how your set targets.....

    good luck with whichever way you choose to go.....
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • Tiglath
    Tiglath Posts: 3,816 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    leictina wrote: »
    You can start now if you wish, i will add any December payments to the January 2013 totals

    Really? I'm not in the 2012 challenge so please can you put my starting debt reduction down as £423.63/£12,000. Member #17. I'll give another update at the end of January.
    "Save £12k in 2019" #120 - £100,699.57/£100,000
  • recurrent-ostrich
    recurrent-ostrich Posts: 527 Forumite
    500 Posts
    edited 5 December 2012 at 7:55AM
    May I join please? I was in the pay off all your debt challenge this year, but we have a large amount of debt and everyone's becoming debt free now, which is great for them, but utterly depressing for me, still sitting at just sub £40K! I'd like to pay off £10,000 in 2013.

    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • leictina
    leictina Posts: 297 Forumite
    100 Posts
    May I join please? I was in the pay off all your debt challenge this year, but we have a large amount of debt and everyone's becoming debt free now, which is great for them, but utterly depressing for me, still sitting at just sub £40K! I'd like to pay off £10,000 in 2013.

    Added!

    Good luck with your debt busting...
    LBM @ 01.01.12 TOTAL DEBT = £13301.77. LH number 320
    POAMAYC in 2013 #1 : £54.53/£10159.90
    1% challenge - 7% paid off.
    DFD @ 31.07.13 is April 2017 (45 months to go!)
  • Hi, can I join your challenge please?

    My target is to PAY OFF £6,000 in 2012

    It's going to be a struggle but I need a challenge.

    Thank you.
    Next £0.00 Aqua £470.00
    Debenhams £1,228.14 Nationwide £2,783.91
    Halifax £3,198.36

    POAMAYC in 2013 #63 £912.48/£6,000
    "It does not matter how slowly you go so long as you do not stop" Confucius
  • Hi, can I join your challenge please?

    My target is to PAY OFF £6,000 in 2012

    It's going to be a struggle but I need a challenge.

    Thank you.

    You're not wrong. That definitely will be a struggle. That gives you three and a half weeks to clear six grand. ;) Did you mean 2013? :rotfl:
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • Oops I know I said I needed a challenge but that one would need a miracle :o

    I meant to say 2013 sorry :rotfl:
    Next £0.00 Aqua £470.00
    Debenhams £1,228.14 Nationwide £2,783.91
    Halifax £3,198.36

    POAMAYC in 2013 #63 £912.48/£6,000
    "It does not matter how slowly you go so long as you do not stop" Confucius
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