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Pay off as much as you can in 2013 challenge

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  • Hello! i'd love to join in on this challenge. Me and my partner are moving in a few weeks and had to get a loan out to pay for the things we need as the place we are in now was rented to us with a fridge freezer etc so we need to buy those. We borrowed £2,500 (will be £3,200 when paid) but the sooner we pay it off the better!! (we haven't starting using the loan money yet!)

    I did have £180 on some catalogues to pay off but I paid those yesterday! woohoo! so already paying off debt. So If we can, we hope to pay it off in a year rather than 3.

    Debt existing: £3,200 plus my personal £50 overdraft I can't get out of. It's not much but I want to cancel it off.

    So, £3,250 for me please!! I will update when we pay off the loan each month and any extra we decide to pay off.

    Thanks for the inspiration!! xx

    Goals: Save £500 for emergencies, Save £200 of Amazon vouchers for Xmas, fix my holey clothes!
    Frugal living 2014
  • seasideDreamer
    seasideDreamer Posts: 1,363 Forumite
    Tenth Anniversary Combo Breaker Debt-free and Proud!
    Wow very organised, good luck Hollie:)
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    #124 with £27.50 please. getting there slowly but surely :)
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    My target is staying the same but I'm including my lovely hubby to be debt as well as we've combined our finances xx

    We've paid £50 towards the tesco credit card and £149 came out for new car so brings our total to £834.31 / £2500

    We will hit the £1000 target next month xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • misselvis
    misselvis Posts: 285 Forumite
    Energy Saving Champion
    sorry folks its been way too long and have fallen off my dfw wagon- restarting the beast up again and my newly updated signature is £2200/ 8000.

    so we are halfway through the year and only a quarter of my target achieved so some tough love needs to be applied and I need to get serious with my NSD and building on the dfw plan. reading everyone's entries is so inspiring and am committed back to the plan.

    thanks guys:j:(:j
    misselvis proud and in motion - dealing with her debts step by step :)DFW #107
    challenge pay off 6.5k by the end of 2017~ £388/£6500 challenge 1% challenge = 6% of debt cleared; challenge - build up 3 months emergency fund- £0/£6000
  • I would like to join please. Trying to get my credit card paid off this year before I make a start on my loan next year.

    £0/£2500

    Thank you !!
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    #124 £22.50 today please
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
  • Tiglath
    Tiglath Posts: 3,816 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    No. 017 - £9443.48/£13,000 = 73%
    "Save £12k in 2019" #120 - £100,699.57/£100,000
  • #137 Another £46 paid - so a new total to record of £1,508/10,000

    Expecting to pay another nice chunk of this soon :j

    Thanks
    MFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k
  • cutestkids
    cutestkids Posts: 1,670 Forumite
    Part of the Furniture 1,000 Posts
    Just updating my totals as it's been a while, currently at £3352.26 / £7500
    1 Sealed Pot Challenge # 1480
    2 Stopped Smoking 28/08/2011
    3 Joined Payment A Day Challenge 3/12/2011
    4 One debt vs 100 days part 15 £579.62/ £579.62New challenge £155.73/£500
    5 Pay off as much as you can in 2013 challenge!£6609.20 / £7500
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