HALIFAX Debit card - online foreign payment fees.

G-STAR01

Hello,

I've got a Halifax Visa Debit card.
I want to buy some items from abroad and the payment is with my Visa card. I'm sure there are some sort of fees but I've looked on the Halifax site and I can't find a clear answer.

1. Buying in euros from Spain. (30euro)
2. Buying in USD from Hong Kong. (40usd)
3. Buying in GBP from Hong Kong. (£25)

Anyone know how much Halifax will charge me?

Thanks

YorkshireBoy

From their homepage...

Click 'Bank Accounts'
Click 'Rates, rewards, & fees'

G-STAR01

YorkshireBoy wrote: »

From their homepage...

Click 'Bank Accounts'
Click 'Rates, rewards, & fees'

Thanks

2.5% + £1.50

YorkshireBoy

G-STAR01 wrote: »

2.5% + £1.50

Read it again!

opinions4u

YorkshireBoy wrote: »

Read it again!

i did. And deleted my previous offering!

G-STAR01

YorkshireBoy wrote: »

Read it again!

"If you use your debit card to withdraw cash or pay for goods and services in a currency other than sterling, the exchange rate we use will be the Visa Reference Exchange Rate. We will charge a foreign exchange fee of 2.75% of the amount of the transaction and a £1.50 fee for each payment or withdrawal."

YorkshireBoy

opinions4u wrote: »

i did. And deleted my previous offering!

Wasn't directed at you (OP didn't read it correctly), but I did wonder if your reply to a similar question re HSBC this morning had something to do with your post.

YorkshireBoy

G-STAR01 wrote: »

"If you use your debit card to withdraw cash or pay for goods and services in a currency other than sterling, the exchange rate we use will be the Visa Reference Exchange Rate. We will charge a foreign exchange fee of 2.75% of the amount of the transaction and a £1.50 fee for each payment or withdrawal."

There you go.

Get that '7' key fixed.

pinkdalek

If you can apply for their clarity credit card as there are no foreign exchan
ge fees.

G-STAR01

YorkshireBoy wrote: »

There you go.

Get that '7' key fixed.

My bad. Thanks for your help mate.

pinkdalek wrote: »

If you can apply for their clarity credit card as there are no foreign exchan
ge fees.

Interesting.
I've never had a credit card before, not sure whether I should get one.
I don't often buy from abroad.

opinions4u

YorkshireBoy wrote: »

Wasn't directed at you (OP didn't read it correctly), but I did wonder if your reply to a similar question re HSBC this morning had something to do with your post.

No.

I just prefer my charging tariffs in table format rather than hidden in sentences!