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last minute audit on mortgage application...

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Comments

  • DiscoCat54
    DiscoCat54 Posts: 223 Forumite
    Hi housebuyer75, just wondering if everything went ok for you?
  • housebuyer75
    housebuyer75 Posts: 10 Forumite
    DiscoCat54 wrote: »
    Hi housebuyer75, just wondering if everything went ok for you?


    hiya, thanks all was fine in the end, took the halifax a few days to go over my payslips and bank statements, but then all went ahead...
    Just not the most pleasant few days!
  • housebuyer75
    housebuyer75 Posts: 10 Forumite
    My mate is currently about 3 months behind me in buying his house on the same site as me, his will be ready in Feb, does anyone know the likihood of him being audited? do they do more in the lead up to xmas?
    Or do they have a fresh go at audits in the new yr?

    Think my experience has freaked him a little, not sure why, dont think there are any issues but dont know his details, just that he was fastracked like me as we used the same MA, who was linked with the builders on site...cheers
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ehy has it freaked him? As you have shown, there is nothing to worry about as long as the information is correct.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • housebuyer75
    housebuyer75 Posts: 10 Forumite
    GMS wrote: »
    Ehy has it freaked him? As you have shown, there is nothing to worry about as long as the information is correct.

    well showed him my thread here, and he has paid over a 10% deposit and guess hes concerned if they go over his finances with fine toothcomb something might flag up?
    I dont know, but i do know it is a worry to think they will pull your mortgage between exchange and completion!
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