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variable accounts need some advice
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It tends to happen on easy access ISA accounts (e.g. M&S) and is also a habit of small building societies (e.g. West Brom and KRBS).Somebody has already posted a link to the article on a different thread.
But in recent years I don't think we've seen anybody reduce the rate on an existing instant-access account within 12 months of opening.
With ISA accounts not covered by Payment Services Regulations they can make smaller rate cuts without notification.0
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