Now discharged!

loopylou1971

Hi ... I wonder if you can help, I was declared bankrupt on 10 November 2011, but I have heard nothing from the OR as yet. Where do I check on the register as I can't seem to be able to find it???

Shed777

You can search all courts using your name on the insolvency service website. You won't hear from the OR if you receive an AD (well i didn't anyway).

IF

loopylou1971 wrote: »

Hi ... I wonder if you can help, I was declared bankrupt on 10 November 2011, but I have heard nothing from the OR as yet. Where do I check on the register as I can't seem to be able to find it???

Hi loopylou1971, Shed777 is right you don’t usually get confirmation of discharge with AD, if you can print off several copies from the insolvency service site, this you will send to CRA when you do your credit file clean up in 2/3 months time.

Search Insolvency Register - Click here

Don't forget to click on your surname to bring up full details and print off several copies most creditors will accept this. Bear in mind your name will stay online for 3 months after your AD date and then disappear.

Wait for two or three months then begin your credit file clean up. Then you'll need to get all three credit files and make sure that:

- The default date is on or before your BR date.
- The current balance is marked as settled/satisfied in some way.

Click on blue links below:-

Experian - Click here

Equifax - Click here

Callcredit - Click here
NB: You can't order it online, they would rather you pay £12 don’t do that just print off the application form, P.O. for £2 and post this recorded delivery.

They are £2 each for online or paper copies.

Essential reading Fermi’s thread:-

Credit Reference File Clean Up Post Bankruptcy Sticky - Click here


Best wishes
IF…x