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Credit report lower than expected.

tinyellie
tinyellie Posts: 6 Forumite
in Credit cards
Hi all

Can anyone help with how I go about getting information onto my credit report.

For over 10 years I have had the same credit card, however it doesn't show up on my credit report and as a result I think my credit score is a lot lower than it should be and I am unable to get another decent (eg one with cashback or extra points etc) credit card.
It looks like I have no history of credit when in reality I've used it regularly.

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A bit more information please - which card have you got now? What salary are you on? Are you on electoral roll? Do you have any other debt or defaults etc?
    Finally have you asked your bank for a card?
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tinyellie wrote: »
    ... it doesn't show up on my credit report ....
    What report? There are at least 3 CRAs (2 main) and AFIK, not all CC providers report to all CRAs.
  • tinyellie
    tinyellie Posts: 6 Forumite
    I used credit expert to check my experien report and my card is with HSBC.
This discussion has been closed.
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