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The Unneccesary Challenge

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  • Kaz2904
    Kaz2904 Posts: 5,797 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    OK, I've updated my sig now. I have pulled across £105.34 from my Rpoints account to cover the sat nav. I am desperately clicking away to try and recoup the extra money I've spent. I also want to try and get some holiday money together and My buildings and contents insurance is due this month. I think I'll get it from direct line because they have £100 cashback so it'll cost me £160-£180 total. It's cheaper if I get separate but I then have to outlay extra money and wait for it to come back to me.
    I'm considering the Tesco account for the extra points and am just trying to figure out how many accounts I can open.
    SF hope all goes well today.
    Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.
    MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.
    2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.
  • patentgirl
    patentgirl Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    good luck SF for this afternoon
    Kaz/Turnaround Sue I am another one I have such good intentions at the beginning of the month then it all goes horribly wrong I was miles out last month so really trying this month but it is hard
    well done poohbear59 on all your NSD days
    Just spent £2.30 on two birthday cards today
    Frugal challenge 2025
    Feb  Grocery Challenge £250

  • jet77
    jet77 Posts: 1,586 Forumite
    Hi Every1,

    SF - Hope everythings going well but don't worry if it's not - it's not like it makes you in to a worse person or anything. When u take an exam u've got nothing to lose - u can only gain (whether it's a qualification or just the knowledge you gained preparing for it) - so don't feel as if u've lost out if things don't go to plan.

    I spent 4 hours clearing out the crap in the garage at the old house yesterday - on my own with 2 children in tow. I rammed the car full to the brim with a load of stuff to keep n a load of stuff to dump n took it to the tip.

    I've got to sort out all the stuff I wanted to keep though (and there's a lot)

    My afternoons going to be busy.

    Anyway back on topic:

    I spent one pound in farmfoods on box of ice lollies and 3.30 in chip shop last night. So a total of 8.41 out of my 10. But because I got an off peak ticket to work instead of a peak one I saved 1.30 on train fares today so I'm transferring that to the unnecesary envelope (giving a total of 2.89) and am going to have 2 halves at pub with my friend later.

    CAFC - Is that cheating?

    Pippo - I wish u really could virtually look after kids coz had to take them in to work with me today!!!

    Hope all is well with every1 and sorry if I'm babbling.

    Luv Jxx
    JUST DO IT ONE BRICK AT A TIME
    PROUD TO BE DEALING WITH MY DEBTS
    Weekly Budget: groceries£50/petrol£50/Unnecesary£15
    DEBT PAID = 58% (£4,212/£8216):T
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Jet - Is the cheating reference about you using extra savings on something else? No I wouldnt say so.... same with Kaz and her sat nav, if you find/save the money somewhere else, I can let you off :)

    Or was it about my breakfast given I'm supposed to be eating healthy lol :)
    Wealth is not measured by currency
  • jet77
    jet77 Posts: 1,586 Forumite
    No it was about me having 2 halves in the pub as oposed to one lol

    Hope u haven't been cheating at anything CAFC - but at least then I suppose we'd no ur human lol
    JUST DO IT ONE BRICK AT A TIME
    PROUD TO BE DEALING WITH MY DEBTS
    Weekly Budget: groceries£50/petrol£50/Unnecesary£15
    DEBT PAID = 58% (£4,212/£8216):T
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    human?!

    Who told you that!!!!

    Must admit the only thing I'm not doing is updating my sig as quickly as I should! Shocking I know!!!
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    well I've not totally triumphed over everything I wanted to do today, but I'm getting there.
    2 rounds of laundry.
    Most of washing up done, just some bits soaking now
    Clothes folded from airer

    Feel like I should have done much much more! Laziness tut tut
    Wealth is not measured by currency
  • pippo
    pippo Posts: 3,891 Forumite
    Part of the Furniture Combo Breaker
    Hi Folks,
    Think I'm back again!!

    Need to catch up a lot though!

    Last week was total no spend:j
    But today:mad:
    DH away at DS's and usually I have no problems being alone but last night I woke up convinced there was somebody knocking on the door at about 3 a.m. I really got the jitters and coulddn't get back to sleep. This morning found a flier from Independant party reminding me to vote - well I would have done but now:mad:
    Big managers meeting today first thing & I feel like cr&p! Told come in on budget or we will question your ability to manage:mad:
    So - looks like no unnecessary spending at work too!!
    Was so mad agreed to go to lunch with my colleagues - stood to pay feeling bad enough handing over £5 - but had to go back in my purse 'cos came to £5.98!
    Also today 10 years since my mum died - it doesn't usually get to me but did today so have taken a flier from work, been to the Chapel of Rememberance and am now toasting her long and happy life.

    Forgive me for unburdening like this, but I do feel better for it!!

    Jet I would love to look after the girls - it is what I did for a living before I became a manager!!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Pippo hun,

    I can say nothing but :grouphug:

    And would like to invte everyone the thread to raise a glass in memory of Pippo's Mum.

    A woman, obviously, greatly loved and missed xx

    :coffee:
    Wealth is not measured by currency
  • pippo
    pippo Posts: 3,891 Forumite
    Part of the Furniture Combo Breaker
    Thanks Cafcgirl,
    She was a wonderful woman - we even got to go to Buck House 'cos she got MBE for her voluntary work - at 81 she did lunch clubs for the 'OLD FOLK'

    Never forgave WRVS for letting her continue to drive a car for rmeals on wheels though!:rotfl:

    She would never have managed an unnecessary spend challenge either. Her and dad had a joint bank account but she wasn't allowed to write cheques herself - not 'cos he was mean but 'cos she was the original spendaholic!

    He paid all her 'card' bills - and I am talking before plastic was invented!
    I obviously inherited the spending trend from her, but :beer: she only ever had a very occaisional sweet sherry or a tia maria at Christmas! (So where does my bad vodka drinking habit come from?)
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