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First month with halifax all in one card, minimum payment question

paddyposh
paddyposh Posts: 531 Forumite
Part of the Furniture 500 Posts Name Dropper Combo Breaker
edited 8 November 2012 at 12:33AM in Credit cards
Hey,

Just checked online account and it says minimum payment is due in 4 days, I have had it nearly a month and used a couple hundred on it so far for some flights etc.

The minimum payment however says £0?? I thought that it was always at least £5. I will ring them in the morning to clear it up but wondering if others have had this too?

This is what it has:
Latest statement
Minimum payment: £0.00
Payment due by: 12 November 2012

Also, on my opening letter it has nothing about how to pay it off either, e.g what details to put in when "paying a bill"?

Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    were there any transactions showing on your first statment?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • You dont have to pay any minimum payment until your first statement,which will include all these charges.Looks like you have not yet been issued with your first statement.

    Nothing to worry.
  • udydudy
    udydudy Posts: 559 Forumite
    Part of the Furniture Combo Breaker
    As Victoria797 already mentioned, looks like no statement has been generated. One way of confirming this is that if a statement has been generated you will see an option "previous month" somewhere at the top right handside under the "payment due by" date(just above the list of current transactions.
    :beer::beer::beer:
  • Thanks the replies.

    Lady earlier on phone said it'll be because the statement was generated just after I got my card, and I hadn't used it before then.

    Cheers
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