Utility Debt..

chanz4

p.s hope finance is not linked as they will credit check

NewUserHere

C_Mababejive wrote: »

Who is criticizing?

erm.. clearly a very judgmental comment without knowing whats happened. if it wasn't meant to be then it certainly hasn't read like that

C_Mababejive wrote: »

Just dont bother paying your utilities,go bankrupt and the little old ladies who are sat freezing with their teeth chattering in winter for fear of turning the heating on , have a part of your debt apportioned to your bill.

We can either let it envelope us either by choice or by simply being overwhelmed by it, or we can try and seize control of it and plot our return to stability.

Ducking debt and not taking responsibility will not help.

Ducking debt? Over the last 12 months i've written to creditors asking them to accept a repayment schedule (although with hindsight it wasn't realistic) but they either reject or ignore.

i've made quite reasonable F&F settlement offers to some smaller creditors... £150 for a £100 debt which was inflated to £500 in 10 weeks after fees... rejected with no counter offer... i'd consider that reasonable.

I'd hardly say I haven't taken responsibility - or at least tried to

spiro

NewUserHere wrote: »

i've made quite reasonable F&F settlement offers to some smaller creditors... £150 for a £100 debt which was inflated to £500 in 10 weeks after fees... rejected with no counter offer... i'd consider that reasonable.

£150 for a £100 debt is very reasonable :rotfl:, but £100 for £500 would not be seen as so reasonable.