In need of advice

grey_gym_sock

gadgetmind wrote: »

Yes but there's all that pesky having to pay attention at school to then spend your life getting out of bed even though it's still dark so you can tootle off to do lots of work.

(unless you inherit it all.)

yes, that there are advantages to being richer doesn't guarantee that ppl will go for it. but my point is that adding (via tax & benefits) further advantages on top of the ones already there doesn't change that.

i think there is a problem with a lot of ppl not trying. partly because of an excessively skewed wealth distribution. not everyone can become rich, and not everyone will be motivated by the possibility, especially if they can see that the odds are stacked against them. there should be other things to go for. but that is becoming less realistic, as the middle gets squeezed, and we move towards having a few very rich ppl among a sea of poorer ppl.

as well as the actual wealth distribution, ppl are influenced by the a culture that values wealth above everything else. crass materialism can affect the attitude of poor ppl just as much as rich ppl.

atush

Glen_Clark wrote: »

If I had to put all my assets in someone else's name it would be my mum.
She is financially a novice, but the only person in the world I would never worry about robbing me.:o

Should she pass while in possession of your cash you'll be robbed- by your siblings, her spouse, and HMRC if her assets are above the inheritance threshold ;-)

Glen_Clark

grey_gym_sock wrote: »

(unless you inherit it all.)
i think there is a problem with a lot of ppl not trying. partly because of an excessively skewed wealth distribution. not everyone can become rich, and not everyone will be motivated by the possibility, especially if they can see that the odds are stacked against them.

Yes. I recall the young graduate forced into shelf stacking at poundland (who can well afford to pay a proper wage) to get her £64 a week benefits.
Then you see young women who turn up at the benefits office pregnant pretending they don't know who the father is, and get housed straight into a place of their own.
The current clampdown on benefit claimants seems to effectively put even more pressure on the graduate at Poundland. Forcing her to accept a totally unsuitable job - when the real skivers would simply make sure they were not offered a job in the first place (not difficult when you think about it)
Certainly the benefit system is skewed against those taking temporary jobs (the only ones available) because its hard for them to get back on benefits, and when they do they are on a lower benefit than before.