DRO possible change in circumstance

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I wonder if anyone could help me.

My DRO has been approved, I'm currently living alone where I used to live with my ex some 350 miles away from my home and family and I'm miserable. I've been considering moving back home, which would mean, because the rent and bills are almost double down here, I would be looking to live with someone.

If I live with someone and I'm spending the same amount as I am now, with a similar sort of income, would that still be acceptable for my DRO, obviously I don't want to do anything to jeopardise it..

Does anyone have information of the allowances for two people living in the house for food, etc, so I might be able to work out some figures?

Any helpful response is greatly appreciated.
Thank you, to all those who make the comps forum, what it is.

Comments

  • wba31
    wba31 Posts: 2,189 Forumite
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    sineadoreb wrote: »
    I wonder if anyone could help me.

    My DRO has been approved, I'm currently living alone where I used to live with my ex some 350 miles away from my home and family and I'm miserable. I've been considering moving back home, which would mean, because the rent and bills are almost double down here, I would be looking to live with someone.

    If I live with someone and I'm spending the same amount as I am now, with a similar sort of income, would that still be acceptable for my DRO, obviously I don't want to do anything to jeopardise it..

    Does anyone have information of the allowances for two people living in the house for food, etc, so I might be able to work out some figures?

    Any helpful response is greatly appreciated.

    If you are talking about moving in with a flatmate, not a partner, you will still have your own costs - your own mobile maybe, your own travel costs, your own food (as you may not eat together) and then your own social costs, it's different to when you move in with a partner and things combine.

    How long are you into a DRO? unless you can transfer with your current job, who says you will find a job all that quickly in the new location?

    The other thing is that if your budget is relatively modest at the moment, you can increase it when you move to meet higher living costs, providing you stay with CFS guidelines
  • sineadoreb
    Options
    Thank you for replying. It will be a houseshare, not a partner, so I will be contributing to all the bills in the household.

    I will apply for work before I go and secure something before I go, I also have possibilities through friends of the family. I recently started the DRO, and I'm not looking at moving until about January.

    All the bills will definitely increase, mine are relatively low at the moment, living in the east mids. I just don't want to move and under estimate my budget because I wouldn't be able to afford to pay my debts due to my living costs.
    Thank you, to all those who make the comps forum, what it is.
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    First Post First Anniversary Combo Breaker
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    Hello there. The DRO would only usually be revoked if you no longer meet the DRO criteria when your circumstances change. From the information you have provided it seems that your disposable may remain below the required £50 per month if you do move; as such it shouldn't have any major implications.

    Ensure that you let the DRO unit know if you do move.

    Best wishes,

    David @ NDL

    PS: You can contact the DRO unit here:

    The Debt Relief Order Unit
    Insolvency Service
    1st Floor, Cobourg House
    Mayflower Street
    Plymouth
    PL1 1DJ
    Tel: 01752 635200/Fax: 01752 635222/Email: DRO.Unit@insolvency.gsi.gov.uk
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • sineadoreb
    Options
    Thanks David, that was very helpful.
    Thank you, to all those who make the comps forum, what it is.
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