DRO possible change in circumstance

sineadoreb

I wonder if anyone could help me.

My DRO has been approved, I'm currently living alone where I used to live with my ex some 350 miles away from my home and family and I'm miserable. I've been considering moving back home, which would mean, because the rent and bills are almost double down here, I would be looking to live with someone.

If I live with someone and I'm spending the same amount as I am now, with a similar sort of income, would that still be acceptable for my DRO, obviously I don't want to do anything to jeopardise it..

Does anyone have information of the allowances for two people living in the house for food, etc, so I might be able to work out some figures?

Any helpful response is greatly appreciated.

wba31

sineadoreb wrote: »

I wonder if anyone could help me.

My DRO has been approved, I'm currently living alone where I used to live with my ex some 350 miles away from my home and family and I'm miserable. I've been considering moving back home, which would mean, because the rent and bills are almost double down here, I would be looking to live with someone.

If I live with someone and I'm spending the same amount as I am now, with a similar sort of income, would that still be acceptable for my DRO, obviously I don't want to do anything to jeopardise it..

Does anyone have information of the allowances for two people living in the house for food, etc, so I might be able to work out some figures?

Any helpful response is greatly appreciated.

If you are talking about moving in with a flatmate, not a partner, you will still have your own costs - your own mobile maybe, your own travel costs, your own food (as you may not eat together) and then your own social costs, it's different to when you move in with a partner and things combine.

How long are you into a DRO? unless you can transfer with your current job, who says you will find a job all that quickly in the new location?

The other thing is that if your budget is relatively modest at the moment, you can increase it when you move to meet higher living costs, providing you stay with CFS guidelines

sineadoreb

Thank you for replying. It will be a houseshare, not a partner, so I will be contributing to all the bills in the household.

I will apply for work before I go and secure something before I go, I also have possibilities through friends of the family. I recently started the DRO, and I'm not looking at moving until about January.

All the bills will definitely increase, mine are relatively low at the moment, living in the east mids. I just don't want to move and under estimate my budget because I wouldn't be able to afford to pay my debts due to my living costs.

National_Debtline

Hello there. The DRO would only usually be revoked if you no longer meet the DRO criteria when your circumstances change. From the information you have provided it seems that your disposable may remain below the required £50 per month if you do move; as such it shouldn't have any major implications.

Ensure that you let the DRO unit know if you do move.

Best wishes,

David @ NDL

PS: You can contact the DRO unit here:

The Debt Relief Order Unit
Insolvency Service
1st Floor, Cobourg House
Mayflower Street
Plymouth
PL1 1DJ
Tel: 01752 635200/Fax: 01752 635222/Email: DRO.Unit@insolvency.gsi.gov.uk

sineadoreb

Thanks David, that was very helpful.