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Very old lady in need of funds....

12467

Comments

  • Has she has worked in Germany?

    Yes, before, during and just after WW2.

    She was born German, worked and lived there until about 1947/8? Married a soldier serving for the British army, moved here (UK), worked and raised a family all born in UK. Took British Citizenship at some point during all those years. When widowed, moved back to Germany with now-British passport/citizenship.
  • N1AK wrote: »
    The person in question is living abroad completely out of her depth (no understanding of benefits she is entitled to or the fact she should never have had to pay for healthcare). She is hoping, irrationally, that £6k in assets is going to do anything more than slightly delay the inevitable. She may have her marbles but she isn't thinking rationally.

    If her day to day costs exceed her income then she will only be able to continue to live as she currently is if someone else funds it.

    Yes! You're right. She is nearly 90 and has irrational hopes/thoughts, in common presumably with many other 90-year-olds who do not have dementia, just somewhat bewildered frailty.

    Meanwhile, I am still ploughing through endless websites seeking clarification. I finally found a PDF about applying for a form S1. Right off the bat it seems that this does not apply to her, as it says:

    "Application for health care cover in the European Economic Area

    You may be able to get health care cover from the UK for you and your dependants if you are resident in another country in the European Economic Area (EEA), and are liable to pay UK National Insurance contributions (NICs)."................... Important: Your right to health cover depends on your liability for UK NICs.

    There's no point reading any further, let alone applying for this form.

    :undecided
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    edited 8 November 2012 at 7:17AM
    While I've snatched a few minutes to reply, I have to say that the reason I skipped over this post yesterday is that I found it flippant and not funny. Not every old person gets dementia, Alzheimer's. She's still got all her marbles at nearly 90. :undecided
    It wasnt intended to be funny. It wasn't made flippantly. It was a clear answer to where I'd start in the same situation.

    Sorry for the offence caused.
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 November 2012 at 7:07PM
    Yes! You're right. She is nearly 90 and has irrational hopes/thoughts, in common presumably with many other 90-year-olds who do not have dementia, just somewhat bewildered frailty.

    Meanwhile, I am still ploughing through endless websites seeking clarification. I finally found a PDF about applying for a form S1. Right off the bat it seems that this does not apply to her, as it says:

    "Application for health care cover in the European Economic Area

    You may be able to get health care cover from the UK for you and your dependants if you are resident in another country in the European Economic Area (EEA), and are liable to pay UK National Insurance contributions (NICs)."................... Important: Your right to health cover depends on your liability for UK NICs.

    There's no point reading any further, let alone applying for this form.

    :undecided

    All UK Citizens of State Pension age are covered with form S1 whilst living in an EU country. There is another type of cover for those of working age, which is what the above refers to.

    I know I'm right. I have lived in Spain and my husband had this health cover. Just ask the DWP.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Plus, if she is german born of german parents and worked there for a time, she must be eligible for German healthcare and other benefits. They are big there on the whole nation of birth thing. You can't 'become' german over time/residence.

    Is there an equivalent of the CAB there to help her?

    And I was under the impression, that members of EU states can combine pension entitlements?
  • All UK Citizens of State Pension age are covered with form S1 whilst living in an EU country. There is another type of cover for those of working age, which is what the above refers to.

    I know I'm right. I have lived in Spain and my husband had this health cover. Just ask the DWP.

    "Living in Germany

    If you are living in Germany and you're receiving a UK state pension, or are in receipt of long-term incapacity benefit, you may be entitled to state healthcare paid for by the UK. You’ll need to apply for form S1 (a certificate of entitlements). Once you have registered your S1 with a health insurance company in Germany, you will be entitled to a UK-issued EHIC, allowing you to access state-funded necessary medical treatment when you visit other EEA countries besides the one in which you are resident, including when you return to the UK.
    You’ll also have to apply for an S1 form if you move to Germany but don’t work and don’t receive any UK benefits. In this case you may be eligible for up to two-and-a-half years of state healthcare, paid for by the UK.
    For applications and advice, contact the Overseas Healthcare Team on 0191 218 1999 (Monday to Friday, 8am to 5pm)."

    source:http://www.nhs.uk/NHSEngland/Healthcareabroad/countryguide/Pages/healthcareinGermany.aspx
  • xylophone
    xylophone Posts: 45,771 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you are living in Germany and you're receiving a UK state pension, or are in receipt of long-term incapacity benefit, you may be entitled to state healthcare paid for by the UK. You’ll need to apply for form S1 (a certificate of entitlements). Once you have registered your S1 with a health insurance company in Germany, you will be entitled to a UK-issued EHIC, allowing you to access state-funded necessary medical treatment when you visit other EEA countries besides the one in which you are resident, including when you return to the UK.
    You’ll also have to apply for an S1 form if you move to Germany but don’t work and don’t receive any UK benefits. In this case you may be eligible for up to two-and-a-half years of state healthcare, paid for by the UK.
    For applications and advice, contact the Overseas Healthcare Team on 0191 218 1999 (Monday to Friday, 8am to 5pm)."

    This has already been drawn to the OP's attention - see post 22 above.

    She does not seem to follow so she should call the OHT as soon as she can see post 24.
  • atush wrote: »
    Plus, if she is german born of german parents and worked there for a time, she must be eligible for German healthcare and other benefits. They are big there on the whole nation of birth thing. You can't 'become' german over time/residence.

    Unfortunately, she has changed nationality to British (see previous post) and is therefore no longer German as far as the authorities are concerned.
    Is there an equivalent of the CAB there to help her?
    I wish there was, but even if there is, she cannot get out to see them, that's supposing that there is one in her small rural town.
  • "Living in Germany

    If you are living in Germany and you're receiving a UK state pension, or are in receipt of long-term incapacity benefit, you may be entitled to state healthcare paid for by the UK. You’ll need to apply for form S1 (a certificate of entitlements). Once you have registered your S1 with a health insurance company in Germany, you will be entitled to a UK-issued EHIC, allowing you to access state-funded necessary medical treatment when you visit other EEA countries besides the one in which you are resident, including when you return to the UK.
    You’ll also have to apply for an S1 form if you move to Germany but don’t work and don’t receive any UK benefits. In this case you may be eligible for up to two-and-a-half years of state healthcare, paid for by the UK.
    For applications and advice, contact the Overseas Healthcare Team on 0191 218 1999 (Monday to Friday, 8am to 5pm)."

    source:http://www.nhs.uk/NHSEngland/Healthcareabroad/countryguide/Pages/healthcareinGermany.aspx

    This is going round in circles.
    The EHIC card is of no use to her unless she leaves Germany (on holiday?) which will not happen, now.

    In that link, which I've read several times, it says "........when you are back in the UK." and ".......it will cover you for treatment until you return to the UK." and so on.
  • xylophone wrote: »
    This has already been drawn to the OP's attention - see post 22 above.

    She does not seem to follow so she should call the OHT as soon as she can see post 24.

    Yes, I've read it over and over again including reading off printouts and not just on screen. Also many other websites which all lead to the same conclusion.

    Thanks and thanks again, anyway.
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