Weekly Spend Challenge W/C 4th November 2012

edited 5 November 2012 at 8:15PM in Debt-free wannabe challenges
57 replies 3.4K views
EverTheOptimistEverTheOptimist Forumite
2.7K Posts
Part of the Furniture 1,000 Posts Combo Breaker
edited 5 November 2012 at 8:15PM in Debt-free wannabe challenges
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 28th October 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £5 / £5
Lottie1987 - £70 / £69.67

citizenkitten - £7 / £6.10
Olliegami - £30
abundant1972 - £50 / £49.49
Dan0811 - £55
wannabee_in_credit - £75 / £40.90
cumbrianmum - £50 / £93.94
oopsadaisydoddle - £20 / £16.69
Baileys Babe - £10
mum2one - £150 / £89
Munchin - £30 / £7
TomHarcourt - £60
LJC89 - £20
Brallaqueen - £30 / £45
666paw - £95 / £65.62
lotti379 - £5
flyinggiraffe - £80
shezam - £100/ £87

W/C 4th November 2012 Challengers / Pledges / Total Spent

EverTheOptimist - £10
oopsadaisydoddle -
abundant1972 - £20
Brallaqueen - £40
wannabee_in_credit - £5
Munchin - £40
mum2one - £50
Lottie1987 - £70
cumbrianmum - £30
citizenkitten - £236.74
mandz1 - £35
rising from the ashes - £40
Casperthefriendlyghost - £10
flyinggiraffe - £50
chris81418 - £70
shezam - £115
Karb - £50
SPC 14 Target £200 /
Debt: £11850
«13456

Replies

  • MunchinMunchin Forumite
    2.8K Posts
    Tenth Anniversary 1,000 Posts Photogenic Debt-free and Proud!
    Forumite
    Hi all

    I'm having a very lazy Sunday:D

    Spends so far -
    • Sun - £2.50 paper & £8 exercise (paid in advance for week).

    Total - £10.50/£40

    I'm trying for NSDs Mon to Thurs.
  • I've set £10 for the week, hoping not to spend too much of that.

    Lazy day for me too. Trying to find the motivation for the housework.
    SPC 14 Target £200 /
    Debt: £11850
  • mandz1mandz1 Forumite
    2.5K Posts
    Hi all, im back. Was here a while back but then started slipping again. Need to curb my spending as these little spends soon start to add up. I also need to start saying no to my kids more.

    Can i this week pledge £35, not including any bills that need to be paid.

    I have already spent today £13.29 So i am left with £21.71
    PAD Maker
  • rising_from_the_ashesrising_from_the_ashes Forumite
    12.4K Posts
    Home Insurance Hacker! Debt-free and Proud! PPI Party Pooper
    Forumite
    I used to do this yonks ago - and think I need to again as small spends are getting a bit out of control again!:eek:

    Budget wise ..... it really is the non-essentials that I have to watch - groceries are off the cards just now due to being on a new / strict diet having just come out of hospital - and it costing a lot more than normal so will not be incl those.

    Have been trying to think of a budget and was going to try for £10 on non-essentials but have had a spendy day: £7.99 (new clock - broke mine when the clocks changed :mad:), loo rolls (£4) and new thermal undies (£9.60 and £6) .... so that's £27.59 already :eek:

    :eek:Shouldn't need anything else this week ..... although have a trip to hospital later in the week which will result in the usual coffee / mag (have a drug infusion that lasts 3 / 4 hours and it's really boring) / hospital parking etc so ........

    Can I break myself in gently and go for £40 this week (aiming to reduce drastically thereafter) .......

    Current: £27.59 / £40.00
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Hi!

    I also used to do this challenge all the time, but due to other things going on I've not been doing this for quite some time. Life pretty much got in the way and then two weeks ago I broke up with my partner of 5yrs, so trying to get back on the wagon, so to speak.

    This week I've allocated myself £10.00 so will see how it goes. Am hoping for at least 4 NSDs this week.

    Good luck everyone!

    rising from the ashes I feel a bit like I'm stalking you lol, I'm not, I promise ;o)

    Cheers
    CTFG
    xx
    LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000!
    DFD July 2018
    GC 01Dec ~ 30Dec £40.00 SSF £00.00
    NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
    "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
  • Was having a lazy day, but decided i really had to get some custard to go with some cakes i baked. Got to the shop and they didn't have proper sized custard, only the snack pots, also decided to get some soup as i am off food right now.

    So £5.19 later on what was supposed to be a NSD. Aarrggghhhhh.

    Oh well onwards and upwards.
    SPC 14 Target £200 /
    Debt: £11850
  • rising_from_the_ashesrising_from_the_ashes Forumite
    12.4K Posts
    Home Insurance Hacker! Debt-free and Proud! PPI Party Pooper
    Forumite
    rising from the ashes I feel a bit like I'm stalking you lol, I'm not, I promise ;o)

    :eek::rotfl: Could say the same ..... getting back into a few of the challenges that I used to do ages ago :D
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Evening all.

    Can I pledge £50 this week. Am working away for 4days again this week so will need lunch and parking. Am planning to actually use the mini fridge in my hotel room and take a packed lunch in, so fingers crossed I can do this for cheaper than last week, and I've over estimated...
  • mum2onemum2one Forumite
    16.3K Posts
    Xmas Saver!
    £2 spend - brought set crime books for xmas but took it out car boot profit so still have £50 in tact xx
    xx rip dad... we had our ups and downs but we’re always be family xx
  • Hello everyone! :wave:

    Like Rising and Casper, I've been AWOL for a few weeks and am also jumping back on this wagon to try and keep me on my debt free track!

    I'm going to ease myself in gently so I'll pledge £70 this week - thank you ETO!

    Have a good week everyone and goodluck stying within budget! sunshine-012.gif
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
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