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My credit report
megan01
Posts: 162 Forumite
I wasn't quite sure where to put this.
I've just checked my credit report on Experian, and it is rated as excellent at 975. However, I am angry because when I was with my ex we had a joint bank account, but my address is listed as his address, but that was never my address I have always lived at the address I live at now. How do I go about getting it changed? it says:
Linked addresses are created by lenders when you move or when you tell us your previous addresses. This information shows addresses that you have been connected with.
and then it list two entries of my ex's address.
How do I get this changed? And how do I make sure I am completely seperated from anything to do with him financially?
Thankyou!
I've just checked my credit report on Experian, and it is rated as excellent at 975. However, I am angry because when I was with my ex we had a joint bank account, but my address is listed as his address, but that was never my address I have always lived at the address I live at now. How do I go about getting it changed? it says:
Linked addresses are created by lenders when you move or when you tell us your previous addresses. This information shows addresses that you have been connected with.
and then it list two entries of my ex's address.
How do I get this changed? And how do I make sure I am completely seperated from anything to do with him financially?
Thankyou!
Save 12k in 2015 challenger NO.128 £0.00/£8000
House Deposit : £6317.44/£12000.00
Weight Loss, target: 8st 7lb current:
House Deposit : £6317.44/£12000.00
Weight Loss, target: 8st 7lb current:
0
Comments
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You need to advise the CRA's of dis-association with your ex.
Not too sure why you are angry, you were financially linked with the joint account so you just need to advise them that you are no longer linked.
The scores mean nothing by the way, CRA's do not lend, the lenders use their own internal scoring mechanism on their decisions.0 -
You need to advise the CRA's of dis-association with your ex.
Not too sure why you are angry, you were financially linked with the joint account so you just need to advise them that you are no longer linked.
The scores mean nothing by the way, CRA's do not lend, the lenders use their own internal scoring mechanism on their decisions.
Thankyou for replying so quick.
How do I dis-associate myself with my ex?
How do I advise them that I am no longer linked with the joint account that is no longer open?
Thanks!Save 12k in 2015 challenger NO.128 £0.00/£8000
House Deposit : £6317.44/£12000.00
Weight Loss, target: 8st 7lb current:0 -
You go to the Experian website homepage and type the word "disassociation" in the search box top right.How do I dis-associate myself with my ex?
How do I advise them that I am no longer linked with the joint account that is no longer open?
Then you read the documents presented to you.
PS, you may wish to carry out the same exercise for Equifax and CallCredit (the other 2 CRAs).0
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