We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Sparkles clears and saves
Comments
-
Ah, got you
How exciting :j :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
CC1 - £242.72 paid off
CC2 - £181.85 paid off
£81.37 in the mortgage savings too, so aiming to top this up at £70 a month between now and ML so that when my wages go down to SMP only in November...I can pay the normal mortgage amount from the savings, so not an overpayment but a massive help.
Making the budget tight this month with a plan to learn to live on my lower wage for the next few months. So only £180 to go off the credit cards this month but at least they are coming down and not being used!0 -
Looking good :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Managed to squeeze a bit more off the cards last month...
CC1 = £195.10
CC2 = £150
And there's now £240.50 in the mortgage savings so on track to have enough to cover November
0 -
Ahh a little babyyyy! It brings back memories of my old diary, when I was desperately trying to pay off debt and save up for my maternity leave. Fun times, if sometimes rather stressful! I'm a Money and Debt Adviser for a homelessness and housing charity in Scotland. If you have any questions about debt management and debt relief under Scots Law, just ask.The pain you feel today is the strength you feel tomorrow.0
-
Looking even better :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Ahh a little babyyyy! It brings back memories of my old diary, when I was desperately trying to pay off debt and save up for my maternity leave. Fun times, if sometimes rather stressful!
I remember everyone waiting for you to go into labour and then waiting to hear she'd arrived!0 -
Had a thought about mortgage today as fixed rate ends while I'm on maternity, on the advice of the forum here I popped onto the Halifax website and fingers crossed we can re-fix for three years at a better rate than we are currently on which should lower our payments by £50 a month so we can start overpaying again :T0
-
We can't re-fix the mortgage until June but they'll ring us when we're eligible and I'll be on leave by then so will have time to research it.
Had the water bill today, nice and low again :T So will put extra from that towards CCs0 -
CC1 - £40 paid off
CC2 - £186.78 paid off
Reason CC1 was a lot less this month is because we've paid some of OH's card off as that had crept up from overspending last month, reining it back in now though!
CC2 is now £2k exactly, and CC1 is £2400 so getting there with them...0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards